Miami-Dade County property record for 12540 Ramiro St, Coral Gables, FL 33156
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,459 sqft · built 1962 |
| Lot Size | 0.256 acres (11,130 sqft) |
| Owner | Individual Name on File |
| Last Sale | $615,000 (Mar 2011) |
| Tax Bill | $17,604 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 03-5118-005-0790 |
| Primary APN | 03-5118-005-0790 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,459 sqft Living Area |
| Gross Area | 3,723 sqft |
| 1st Floor Area | 3,459 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Lot Area | 11,130 sqft (0.256 acres) |
| Lot Dimensions | 106 ft deep x 105 ft wide |
| Patio Area | 678 sqft |
| Street Address | 12540 RAMIRO ST |
|---|---|
| City | CORAL GABLES |
| State | FL |
| Zip | 33156-6354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0100 |
| Legal Description | 13 55 4018 55 41 CORAL BAY SEC A AMD PL PB 57-97 LOT 68BLK 2 LOT SIZE105.000 X 106 OR 17772-1006-1007 0897 1 COC 25758-0794 11 2006 1 |
| Legal Range | 41E |
| Legal Township | 55S |
| Legal Section | 18 |
| Legal Subdivision | CORAL BAY |
| Legal Block | 2 |
| Legal Lot Number | 68 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KENDALL-PALMETTO BAY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 8000 |
12540 Ramiro St is owned and occupied by an individual who bought it in March 2011.
Source: Miami-Dade County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12540 RAMIRO ST, CORAL GABLES, FL 33156-6354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2011 · Amount on File |
| Deed Sale | Mar 14, 2011 · Amount on File |
| Prior Sale | Oct 20, 2010 · Amount on File |
| Deed Document Number | 2011162815 |
| Deed Book / Page | 27615 / 4515 |
| Prior Transfer Date | Sep 30, 2010 |
| Prior Transfer Doc | 0000713271 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 12540 Ramiro St was $17,604 with a homeowner's exemption.
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Coral Gables City |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,604.00 Homeowner's exemption | $894,043 | $1,486,536 Land $1,001,700 Building $484,836 |
| 2023 | $14,765.00 (-4.64%) Homeowner's exemption | $843,541 (+3%) | $1,461,741 (+41.85%) Land $968,310 Building $493,431 |
| 2022 | $15,484.00 Homeowner's exemption | $818,972 | $1,030,510 Land $534,240 Building $496,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12540 Ramiro St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 245 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 245 in force |
| Nearby Flood Claims | 326 (1984–2022) |
| Claims Outside the SFHA | 4 of 326 |
| Most Recent Claim | Jun 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12540 Ramiro St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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