12540 Arabian Way, Poway, CA 92064 Property Records

San Diego County property record for 12540 Arabian Way, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,068 sqft · built 1973
Lot Size0.15 acres (6,516 sqft)
Owner2 Individual Names on File
Last Sale$435,000 (Jul 2013)
Tax Bill$6,119 (2025)
Deeds & MortgagesMar 2019 Mortgage
Nov 2019 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN317-730-45-00

Property Details

APN / Parcel Number

Primary APN317-730-45-00
Alternative APN
  • 3177301900

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,068 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialBlock
Construction TypeFrame
Lot Area6,516 sqft (0.15 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number3177301900
Street Address12540 ARABIAN WAY
CityPOWAY
StateCA
Zip92064-6002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-7
Legal DescriptionLOT 64 DOC78-326068 IN LOT 65&ALL OF TR 007269
Legal SubdivisionCASA REAL POWAY
Legal Tract007269
Legal Block4
Legal Lot Number64,65
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group4
Census Block4003
Census Tract17048

Owner

Source: San Diego County records · APN 317-730-45-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12540 ARABIAN WAY, POWAY, CA 92064-6002
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
MIDWEST EQUITY MORTGAGE LLC
Nov 06, 2019Deed of Trust, Mortgage · Conventional Mortgage
MIDWEST EQUITY MORTGAGE LLC
May 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
MIDWEST EQUITY MORTGAGE LLC
Aug 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
CELEBRITY HOME LOANS LLC
Nov 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN INTERNET MORTGAGE INC
Jan 18, 2018Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage
SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 15, 2013 · Amount on Record
Deed SaleJul 15, 2013 · Amount on Record
Prior SaleApr 29, 2013 · Amount on Record
Deed Document Number2013440149
Last Transfer DateJan 11, 2018
Transfer Doc0000018895
Record UpdatedSep 20, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12540 ARABIAN WAY, POWAY, CA 92064-6002
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyPREMIUM TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000111660
DateMar 28, 2019
Instrument2019-0111660
Lender
NameMIDWEST EQUITY MORTGAGE LLC
TypeMortgage Company
AddressVILLA PARK, IL 60181
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12540 ARABIAN WAY, POWAY, CA 92064-6002
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000510468
DateNov 06, 2019
Instrument2019-0510468
Lender
NameMIDWEST EQUITY MORTGAGE LLC
TypeMortgage Company
AddressVILLA PARK, IL 60181
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12540 ARABIAN WAY, POWAY, CA 92064-6002
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyPREMIUM TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000262579
DateMay 22, 2020
Instrument2020-0262579
Lender
NameMIDWEST EQUITY MORTGAGE LLC
TypeMortgage Company
AddressVILLA PARK, IL 60181
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12540 ARABIAN WAY, POWAY, CA 92064-6002
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address12540 ARABIAN WAY, POWAY, CA 92064-6002

Mortgage

Document Number0000615338
DateAug 30, 2021
Instrument2021-0615338
Lender
NameCELEBRITY HOME LOANS LLC
TypeNon-Lending Institution
AddressVILLA PARK, IL 60181
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12540 ARABIAN WAY, POWAY, CA 92064-6002
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address125420 ARABIAN WAY, POWAY, CA 92064

Mortgage

Document Number0000761821
DateNov 02, 2021
Instrument2021-0761821
Lender
NameAMERICAN INTERNET MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

January 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJan 18, 2018
Property Address12540 ARABIAN WAY, POWAY, CA 92064-6002
Document Number0000018895
Map ReferenceMAP 7269
Instrument DateJan 11, 2018
Instrument2018-0018895
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE SAN DIE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address12540 ARABIAN WAY, POWAY, CA 92064-6002

Mortgage

Document Number0000018896
DateJan 18, 2018
Instrument2018-0018896
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2033

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$543,903 (+2%) Land $412,619 Building $131,284
2025$6,119.00 (+4.89%)$533,239 (+4.04%) Land $404,529 Building $128,710
2023$5,834.00 (+1.67%)$512,535 Land $388,822 Building $123,713
2022$5,738.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1998)
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: Spectrum, T-Mobile USA, Verizon.

Based on FCC filings for 331 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF POWAY
serves 49,888 people
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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