1254 Scarlet Oak Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 1254 Scarlet Oak Loop, Winter Garden, FL 34787

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 1,532 sqft · built 2013
Lot Size	0.88 acres (3,822 sqft)
Owner	Individual Name on File
Last Sale	$158,415 (Apr 2013)
Tax Bill	$2,398 (2025)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-22-27-8895-01-180`

Property Details

APN / Parcel Number

Primary APN	`28-22-27-8895-01-180`
Alternative APNs	`272228889501180` `125745` `126529` `127910`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,532 sqft Living Area
Gross Area	2,241 sqft
1st Floor Area	778 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Duplex Single
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,822 sqft (0.88 acres)
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1254 SCARLET OAK LOOP
City	WINTER GARDEN
State	FL
Zip	34787-6151
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	PUD
Legal Description	VILLAS AT TUCKER OAKS 77/81 LOT 118
Legal Range	27E
Legal Township	22S
Legal Section	28
Legal Subdivision	VILLAS AT TUCKER OAKS
Legal Tract	8895
Legal Block	1
Legal Lot Number	118
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1044
Census Tract	17200

Owner

Source: Orange County records · APN 28-22-27-8895-01-180

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1254 SCARLET OAK LOOP, WINTER GARDEN, FL 34787-6151
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 02, 2013 · Amount on Record
Deed Sale	Apr 02, 2013 · Amount on Record
Deed Document Number	2013172071
Deed Book / Page	10545 / 5737
Record Updated	Jun 08, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1254 SCARLET OAK LOOP, WINTER GARDEN, FL 34787-6151
Document Number	0000306354
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 03, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1254 SCARLET OAK LOOP WINTER GARDEN FL 347876151, WINTER GARDEN, FL 34787-6151

Mortgage

Document Number	0000306354
Date	May 17, 2019
Instrument	306354

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2049

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,822 (+2.7%)	$305,830 (-1.19%) Land $65,000 Building $240,830
2025	$2,398.00 (+5.45%) Homeowner's exemption	$187,753 (+5.99%)	$309,500 (+18.13%) Land $65,000 Building $244,500
2024	$2,274.00 (+4.17%)
2023	$2,183.00 (+3.51%) Homeowner's exemption	$177,148 (+3%)	$261,995 (+13.73%) Land $65,000 Building $196,995
2022	$2,109.00 Homeowner's exemption	$171,988	$230,369 Land $65,000 Building $165,369

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Wildfire

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Lumen Technologies.

Based on FCC filings for 213 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.