1254 Gary Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 1254 Gary Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,993 sqft · built 1965
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Jan 2016)
Tax Bill	$6,861 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`289-0361-027-0000`

Property Details

APN / Parcel Number

Primary APN	`289-0361-027-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,993 sqft Living Area
1st Floor Area	1,993 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	7,841 sqft (0.18 acres)
Garage Area	478 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1254 GARY WAY
City	CARMICHAEL
State	CA
Zip	95608-6108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	DEL DAYO RIVIERA 03, LOT 269
Legal Subdivision	DEL DAYO RIVIERA 03
Legal Lot Number	269
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2011
Census Tract	5804

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1254 GARY WAY, CARMICHAEL, CA 95608-6108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN MTG
Oct 24, 2018	Deed of Trust, Mortgage · Line of Credit CITIBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2016 · Amount on Record
Deed Sale	Jan 8, 2016 · Amount on Record
Deed Book / Page	20160108 / 1216
Prior Transfer Date	Jan 6, 2016
Prior Transfer Doc	0000001215
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1254 GARY WAY, CARMICHAEL, CA 95608-6108
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1254 GARY WAY, CARMICHAEL, CA 95608-6108

Mortgage

Document Number	0000001260
Date	May 14, 2021
Instrument	202105141260

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1254 GARY WAY, CARMICHAEL, CA 95608-6108
Transaction Type	Mortgage
Record Updated	May 28, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1254 GARY WAY, CARMICHAEL, CA 95608-6108

Mortgage

Document Number	5140000001260
Date	May 14, 2021
Book Page	20210514/1260

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1254 GARY WAY, CARMICHAEL, CA 95608-6108
Document Number	2005061720
Instrument Date	Apr 28, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1254 GARY WAY CARMICHAEL CA 956086108, CARMICHAEL, CA 95608-6108

Mortgage

Document Number	2005061720
Date	May 6, 2020
Instrument	2005061720

Lender

Name	ONE AMERICAN MTG
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1254 GARY WAY, CARMICHAEL, CA 95608-6108
Document Number	1810300262
Instrument Date	Oct 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 12, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1254 GARY WAY CARMICHAEL CA 956086108, CARMICHAEL, CA 95608-6108

Mortgage

Document Number	1810300262
Date	Oct 30, 2018
Instrument	1810300262

Lender

Name	CITIBANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$573,541 (+2%) Land $266,365 Building $307,176
2025	$6,861.00 (+0.96%)	$562,296 (+4.04%) Land $261,143 Building $301,153
2024	$6,796.00 (+2.57%)
2023	$6,626.00 (+0.55%)	$540,463 Land $251,003 Building $289,460
2022	$6,590.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 106 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	106 in force
Nearby Flood Claims	9 (1993–2026)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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