12539 Sophiamarie Loop, Orlando, FL 32828 Property Records

Orange County property record for 12539 Sophiamarie Loop, Orlando, FL 32828

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,131 sqft · built 2004
Lot Size	0.114 acres (4,955 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Nov 2015)
Tax Bill	$7,341 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-22-31-8930-00-470`

Property Details

APN / Parcel Number

Primary APN	`27-22-31-8930-00-470`
Alternative APNs	`312227893000470` `611472` `617778` `622579`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,131 sqft Living Area
Gross Area	2,706 sqft
1st Floor Area	1,549 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	4,955 sqft (0.114 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	92 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12539 SOPHIAMARIE LOOP
City	ORLANDO
State	FL
Zip	32828-7168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	VIZCAYA AT WATERFORD 52/30 LOT 47
Legal Range	31E
Legal Township	22S
Legal Section	27
Legal Subdivision	VIZCAYA AT WATERFORD
Legal Tract	8930
Legal Lot Number	47
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	1
Census Block	1013
Census Tract	16741

Owner

12539 Sophiamarie Loop is owned and occupied by two individuals who bought it in November 2015.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12539 SOPHIAMARIE LOOP, ORLANDO, FL 32828-7168
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MTG
Jan 2, 2020	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MTG
Mar 26, 2018	Deed of Trust, Mortgage · VA Mortgage FIRST CMNTY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2015 · Amount on File
Deed Sale	Nov 9, 2015 · Amount on File
Prior Sale	Apr 16, 2009 · Amount on File
Deed Document Number	2015582381
Deed Book / Page	11010 / 3998
Prior Transfer Date	Nov 7, 2008
Prior Transfer Doc	0000710255
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12539 SOPHIAMARIE LOOP, ORLANDO, FL 32828-7168
Document Number	0000587930
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12839 SOPHIAMARIE LOOP ORLANDO FL 32828, ORLANDO, FL 32828

Mortgage

Document Number	0000587930
Date	Nov 11, 2020
Instrument	587930

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 10, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12539 SOPHIAMARIE LOOP, ORLANDO, FL 32828-7168
Document Number	0000014499
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12539 SOPHIAMARIE LOOP ORLANDO FL 328287168, ORLANDO, FL 32828-7168

Mortgage

Document Number	0000014499
Date	Jan 9, 2020
Instrument	14499

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	12539 SOPHIAMARIE LOOP, ORLANDO, FL 32828-7168
Document Number	0000200680
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12539 SOPHIAMARIE LOOP ORLANDO FL 328287168, ORLANDO, FL 32828-7168

Mortgage

Document Number	0000200680
Date	Apr 4, 2018
Instrument	200680

Lender

Name	FIRST CMNTY MTG
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12539 Sophiamarie Loop was $7,341, up 4.2% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$463,150 (-0.09%) Land $70,000 Building $393,150	$463,150 (-1.37%) Land $70,000 Building $393,150
2025	$7,341.00 (+4.22%) Homeowner's exemption	$463,584	$469,600 Land $70,000 Building $399,600
2024	$7,044.00 (+7.36%)
2023	$6,561.00 (+12.38%)	$421,939 (+17.01%) Land $70,000 Building $351,939	$421,939 (+17.01%) Land $70,000 Building $351,939
2022	$5,838.00	$360,613 Land $65,000 Building $295,613	$360,613 Land $65,000 Building $295,613

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12539 Sophiamarie Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12539 Sophiamarie Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Sophiamarie Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures