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12538 Ridgeton Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 12538 Ridgeton Dr, Lakeside, CA 92040 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1978
Square Footage1,660 sqft Living Area
Lot Size20,789 sqft (0.477 acres)
OccupancyOwner Occupied
Last Sale$550,000 (2019)
Tax Bill$8,621.00 (2025)

Property Details

APN / Parcel Number

Primary APN397-351-18-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,660 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area20,789 sqft (0.477 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address12538 RIDGETON DR
CityLAKESIDE
StateCA
Zip92040-5025
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 18 TR 008198
Legal SubdivisionLOS COCHES ESTATES
Legal Tract008198
Legal Block3
Legal Lot Number18
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup3
Census Block3001
Census Tract16807

Owner

Source: San Diego County records · APN 397-351-18-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address12538 RIDGETON DR, LAKESIDE, CA 92040-5025
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 08, 2024Intrafamily Transfer, Transfer
Jan 07, 2022Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Jan 07, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jan 07, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jul 13, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
QUICKEN LNS
Dec 12, 2019Grant Deed, Transfer · Conventional Mortgage
AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 12, 2019 · Amount on Record
Deed SaleDec 12, 2019 · Amount on Record
Deed Doc Number2019581827
Last Transfer DateFeb 21, 2024
Transfer Doc0000059394
Record RefreshedSep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 08, 2024
Property Address12538 RIDGETON DR, LAKESIDE, CA 92040-5025
Document Number0000059394
Map ReferenceMAP 8198
Instrument DateFeb 21, 2024
Instrument2024-0059394
Transaction TypeTransfer
Record UpdatedMar 19, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address12538 RIDGETON DR, LAKESIDE, CA 92040-5025

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12538 RIDGETON DR, LAKESIDE, CA 92040-5025
Transaction TypeMortgage
Record UpdatedMay 30, 2023
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12538 RIDGETON DR, LAKESIDE, CA 92040-5025

Mortgage

Document Number0000010450
DateJan 07, 2022
Instrument2022-0010450
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressANN ARBOR, MI 48105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJan 07, 2022
Property Address12538 RIDGETON DR, LAKESIDE, CA 92040-5025
Document Number0000010452
Map ReferenceMAP 8198
Instrument DateJan 03, 2022
Instrument2022-0010452
Transaction TypeTransfer
Record UpdatedMay 30, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12538 RIDGETON DR, LAKESIDE, CA 92040-5025

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJan 07, 2022
Property Address12538 RIDGETON DR, LAKESIDE, CA 92040-5025
Document Number0000010451
Map ReferenceMAP 8198
Instrument DateJan 03, 2022
Instrument2022-0010451
Transaction TypeTransfer
Record UpdatedMay 30, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12538 RIDGETON DR, LAKESIDE, CA 92040-5025

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12538 RIDGETON DR, LAKESIDE, CA 92040-5025
Document Number0000386028
Instrument DateJul 13, 2020
Transaction TypeMortgage
Record UpdatedJul 28, 2020
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12538 RIDGETON DR LAKESIDE CA 920405025, LAKESIDE, CA 92040-5025

Mortgage

Document Number0000386028
DateJul 17, 2020
Instrument386028
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 16, 2050

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 12, 2019
Property Address12538 RIDGETON DR, LAKESIDE, CA 92040-5025
Document Number0000581827
Map ReferenceMAP 8198
Instrument DateNov 12, 2019
Instrument2019-0581827
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFNTG BUILDER SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10659 POINTE MOUNTAIN TOP CIR APT 79, 79, SPRING VALLEY, CA 91978-2073

Mortgage

Document Number0000581828
DateDec 12, 2019
Instrument2019-0581828
Lender
NameAMCAP MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$668,711 (+2%) Land $235,960 Building $432,751
2025$8,621.00 (+6.42%)$655,600 (+4.04%) Land $231,334 Building $424,266
2023$8,101.00 (+10.16%)$630,145 Land $222,352 Building $407,793
2022$7,354.00

Flood & Wildfire

12538 Ridgeton Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
40th percentile of exposed land nationally · 24th in California
Wildfire LikelihoodModerate — about 1 in 1,587 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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