12538 Elderton Dr, Arlington, TN 38002 Property Records

Shelby County property record for 12538 Elderton Dr, Arlington, TN 38002

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 3 ba · 2,918 sqft · built 2016
Lot Size	0.201 acres (8,750 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Mar 2025)
Tax Bill	$1,510 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A0-142W-C0-0012`

Property Details

APN / Parcel Number

Primary APN	`A0-142W-C0-0012`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,918 sqft Living Area
Gross Area	3,422 sqft
1st Floor Area	1,836 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Traditional
Exterior Material	Brick Veneer
Lot Area	8,750 sqft (0.201 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	198 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12538 ELDERTON DR
City	ARLINGTON
State	TN
Zip	38002-8856
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	RS-6
Legal Description	NS ELDERTON DRIVE MAP 55G
Legal Subdivision	WILSONS CROSSING PD PHASE 1
Legal Lot Number	12
Jurisdiction	SHELBY TN
Township / Civil Division	1
Census Block Group	3
Census Block	3017
Census Tract	20902

Owner

12538 Elderton Dr, a planned unit development, is owned and occupied by two individuals who bought it in March 2025.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12538 ELDERTON DR, ARLINGTON, TN 38002-8856
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Mar 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORP
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2025 · Amount on File
Deed Sale	Mar 25, 2025 · Amount on File
Prior Sale	Aug 15, 2016 · Amount on File
Deed Document Number	202523225
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	12538 ELDERTON DR, ARLINGTON, TN 38002-8856
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12538 ELDERTON DR, ARLINGTON, TN 38002-8856

Mortgage

Document Number	0022102004
Date	Sep 13, 2022
Instrument	22102004

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	MEMPHIS, TN 38134

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Aug 26, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	12538 ELDERTON DR, ARLINGTON, TN 38002-8856
Transaction Type	Mortgage
Record Updated	Mar 8, 2022
Title Company	DE TITLE SERVICES LLC, DELTA TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022024034
Date	Mar 2, 2022
Instrument	22024034

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	12538 ELDERTON DR, ARLINGTON, TN 38002-8856
Document Number	0020137855
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	DELTA TITLE AGENCY INC, DELTA TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12538 ELDERTON DR ARLINGTON TN 380028856, ARLINGTON, TN 38002-8856

Mortgage

Document Number	0020137855
Date	Dec 10, 2020
Instrument	20137855

Lender

Name	COMMUNITY MTG
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 9, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 12538 Elderton Dr was $1,510.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Arlington Town
County	Shelby County
Unified School District	Arlington Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,510.00	$133,675 Land $26,150 Building $107,525	$534,700 Land $104,600 Building $430,100
2023		$94,350 Land $21,050 Building $73,300
2022	$4,406.00
2021			$377,400 Land $84,200 Building $293,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12538 Elderton Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12538 Elderton Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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