Washoe County property record for 12535 Clearwater Dr, Reno, NV 89511
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,540 sqft · built 1977 |
| Lot Size | 0.348 acres (15,159 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Apr 2017) |
| Tax Bill | $2,110 (2025) |
| Deeds & Mortgages | Dec 2017 Line of Credit Apr 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-162-01 |
| Primary APN | 044-162-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,540 sqft Living Area |
| 1st Floor Area | 1,540 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 15,159 sqft (0.348 acres) |
| Garage Type | Attached |
| Garage Area | 858 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 180 sqft |
| Heating System | Forced Air |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 84546 |
|---|---|
| Street Address | 12535 CLEARWATER DR |
| City | RENO |
| State | NV |
| Zip | 89511-7786 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDS |
| Legal Description | SPRING VALLEY ESTATES 1 LOT 25 |
| Legal Range | 20 |
| Legal Township | 18 |
| Legal Subdivision | SPRING VALLEY ESTATES 1 |
| Legal Lot Number | 25 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | RENO SOUTHWEST |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 1011 |
Source: Washoe County records, as of January 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12535 CLEARWATER DR, RENO, NV 89511-7786 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Apr 28, 2017 | Quit Claim Deed, Transfer WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC |
| Apr 28, 2017 | Grant Deed, Transfer · Conventional Mortgage OPERATING ENGINEERS #3 FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2017 · Amount on Record |
| Deed Sale | Apr 28, 2017 · Amount on Record |
| Prior Sale | Apr 28, 2017 |
| Deed Document Number | 4700058 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 12535 CLEARWATER DR, RENO, NV 89511-7786 |
| Document Number | 0004779185 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 12535 CLEARWATER DR RENO NV 895117786, RENO, NV 89511-7786 |
| Document Number | 0004779185 |
|---|---|
| Date | Jan 12, 2018 |
| Instrument | 4779185 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Apr 28, 2017 |
| Property Address | 12535 CLEARWATER DR, RENO, NV 89511-7786 |
| Document Number | 0004700057 |
| Instrument Date | Apr 25, 2017 |
| Instrument | 4700057 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2017 |
| Title Company | WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1708 RIVER BIRCH ST LAS VEGAS NV 891171384, LAS VEGAS, NV 89117-1384 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Apr 28, 2017 |
| Property Address | 12535 CLEARWATER DR, RENO, NV 89511-7786 |
| Document Number | 0004700058 |
| Instrument Date | Apr 24, 2017 |
| Instrument | 4700058 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2018 |
| Title Company | WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,230.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12535 CLEARWATER DR RENO NV 895117786, RENO, NV 89511-7786 |
| Document Number | 4700059 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 4700059 |
| Name | OPERATING ENGINEERS #3 FCU |
|---|---|
| Type | Credit Union |
| Address | LIVERMORE, CA 94551 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 27, 2037 |
Source: Washoe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,110.00 (+5.98%) | $91,078 (+11.28%) Land $56,140 Building $34,938 | $260,223 (+11.28%) Land $160,400 Building $99,823 |
| 2023 | $1,991.00 | $81,849 Land $47,565 Building $34,284 | $233,855 Land $135,900 Building $97,955 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.8% of Nevada |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Net NV Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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