12534 Richfield Ave, Cumberland, MD 21502 Property Records

Allegany County property record for 12534 Richfield Ave, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,040 sqft · built 1965
Lot Size	0.496 acres (21,611 sqft)
Owner	2 Individual Names on File
Tax Bill	$673 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jun 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-004878`

Property Details

APN / Parcel Number

Primary APN	`20-004878`
Alternative APN	`004878`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Total Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Block
Roof Material	Composition Shingle
Lot Area	21,611 sqft (0.496 acres)
Lot Dimensions	133 ft deep x 171 ft wide
Porch	Slab
Deck Area	160 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	004878
Street Address	12534 RICHFIELD AVE
City	CUMBERLAND
State	MD
Zip	21502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21,611 SQ FT SEC B IRR LOT PARAGON PARK
Legal Subdivision	PARAGON PARK
Jurisdiction	ALLEGANY MD
Township / Civil Division	20, CORRIGANVILLE/ELLERSLIE
Census Block Group	1
Census Block	1049
Census Tract	1502

Owner

Source: Allegany County assessment roll, APN 20-004878, as of July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 124, CORRIGANVILLE, MD 21524-0124
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Mar 03, 2023	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Jun 17, 2021	Intrafamily Transfer, Transfer
Jun 17, 2021	Intrafamily Transfer, Transfer
May 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Apr 16, 2021
Transfer Doc	002671-0334
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	12534 RICHFIELD AVE, CUMBERLAND, MD 21502-8904
Transaction Type	Mortgage
Record Updated	Mar 20, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12534 RICH ELD AVENUE, CORRIGANVILLE, MD 21524

Mortgage

Document Number	002860-0364
Date	Mar 03, 2023
Book Page	2860/364

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2053

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGANY MD
Recording Date	Jun 17, 2021
Property Address	12534 RICHFIELD AVE, CUMBERLAND, MD 21502-8904
Document Number	002671-0334
Book / Page	2671 / 334
Instrument Date	Apr 16, 2021
Transaction Type	Transfer
Record Updated	Jul 05, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 124, CORRIGANVILLE, MD 21524-0124

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGANY MD
Recording Date	Jun 17, 2021
Property Address	12534 RICHFIELD AVE, CUMBERLAND, MD 21502-8904
Document Number	002671-0329
Book / Page	2671 / 329
Instrument Date	Apr 16, 2021
Transaction Type	Transfer
Record Updated	Jul 05, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 124, CORRIGANVILLE, MD 21524-0124

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGANY MD
Recording Date	May 22, 2019
Property Address	12534 RICHFIELD AVE, CUMBERLAND, MD 21502-8904
Document Number	0024670114
Book / Page	002467 / 000114
Instrument Date	Apr 30, 2019
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 124 CORRIGANVILLE MD 215240124, CORRIGANVILLE, MD 21524-0124

Tax Assessment & Valuation

Source: Allegany County assessment roll as of July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,267 (+16.36%)	$73,300 (-) Land $24,100 Building $49,200
2025	$673.00 (+37.35%)	$55,233 (+22.29%)	$73,300 (+58.66%) Land $24,100 Building $49,200
2023	$490.00	$45,167	$46,200 Land $24,100 Building $22,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegany County (24001C), as of November 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240010015021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	23 (1993–2025)
Claims Outside the SFHA	9 of 23
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 1996 · 9 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 93 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
Skypacket Networks Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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