1. Home
  2. Maryland
  3. Washington County
  4. Clear Spring
  5. Garrow Dr

12531 Garrow Dr, Clear Spring, MD 21722 Property Records

Washington County property record for 12531 Garrow Dr, Clear Spring, MD 21722 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,952 sqft · built 2008
Lot Size7.13 acres (310,583 sqft)
Owner2 Individual Names on File
Last Sale$185,000 (Oct 2006)
Tax Bill$4,381 (2025)
Deeds & MortgagesAug 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN04-017978

Property Details

APN / Parcel Number

Primary APN04-017978
Alternative APN
  • 017978

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,952 sqft Total Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area310,583 sqft (7.13 acres)
Garage TypeMixed
Garage Area864 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area54 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard

Location & Zoning

Account Number017978
Street Address12531 GARROW DR
CityCLEAR SPRING
StateMD
Zip21722-1708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 28 7.13 ACRES 12531 GARROW DRIVE MEADOWS AT ST PAUL
Legal SubdivisionMEADOWS AT ST
Legal Lot Number28
JurisdictionWASHINGTON MD
Township / Civil Division4, CLEAR SPRING
Census Block Group1
Census Block1046
Census Tract10600

Owner

Source: Washington County records · APN 04-017978

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12531 GARROW DR, CLEAR SPRING, MD 21722-1708
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 05, 2006 · Amount on Record
Deed SaleOct 05, 2006 · Amount on Record
Deed Document Number2006212983
Deed Book / Page3123 / 210
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address12531 GARROW DR, CLEAR SPRING, MD 21722-1708
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0063410202
DateAug 25, 2020
Book Page6341/202
Lender
NameMIDDLETOWN VALLEY BANK
TypeBank
AddressMIDDLETOWN, MD 21769
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$572,900 (+13.75%) Land $120,600 Building $452,300$572,900 (-) Land $120,600 Building $452,300
2025$4,381.00 (+15.38%) Homeowner's exemption$503,633 (+37.94%)$572,900 (+56.92%) Land $120,600 Building $452,300
2023$3,797.00 Homeowner's exemption$365,100 Land $120,600 Building $244,500$365,100 Land $120,600 Building $244,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240430106001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2014)
Most Recent ClaimJun 2014, other causes

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 45 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Schurz CommunicationsFiber2,300 / 2,300
Schurz CommunicationsCable1,300 / 50
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Garrow Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures