12530 SW 140th Loop, Dunnellon, FL 34432 Property Records

Marion County property record for 12530 SW 140th Loop, Dunnellon, FL 34432

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 4,276 sqft · built 2020
Lot Size	1.53 acres (66,647 sqft)
Owner	2 Individual Names on Record
Last Sale	$157,000 (Jan 2015)
Tax Bill	$14,239 (2025)
Deeds & Mortgages	Sep 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`40849-004-00`

Property Details

APN / Parcel Number

Primary APN	`40849-004-00`
Alternative APN	`3585275000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,276 sqft Living Area
1st Floor Area	4,276 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Concrete
Lot Area	66,647 sqft (1.53 acres)
Lot Dimensions	248 ft deep x 269 ft wide
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	640 sqft
Porch	Open Porch
Porch Area	803 sqft
Deck Area	14 sqft
Patio Area	243 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3585275000
Street Address	12530 SW 140TH LOOP
City	DUNNELLON
State	FL
Zip	34432-5673
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3;A3
Legal Description	SEC 17 TWP 17 RGE 20 PLAT BOOK 010 PAGE 086 BEL LAGO - SOUTH HAMLET LOT 4-S
Legal Range	20E
Legal Township	17S
Legal Section	17
Legal Subdivision	BEL LAGO SOUTH HAMLET
Legal Tract	4-S
Legal Lot Number	4
Jurisdiction	MARION FL
Township / Civil Division	DUNNELLON
Census Block Group	2
Census Block	2001
Census Tract	2703

Owner

Source: Marion County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12530 SW 140TH LOOP, DUNNELLON, FL 34432-5673
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2015 · Amount on Record
Deed Sale	Jan 26, 2015 · Amount on Record
Prior Sale	Feb 10, 2014 · Amount on Record
Deed Document Number	2015007145
Deed Book / Page	6158 / 0635
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	12530 SW 140TH LOOP, DUNNELLON, FL 34432-5673
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	1ST QUALITY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0066411911
Date	Sep 19, 2017
Book Page	6641/1911
Instrument	2017084685

Lender

Name	HARBOR COMMUNITY BANK
Type	Bank
Address	FORT PIERCE, FL 34982

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,239.00 (+4.95%) Homeowner's exemption	$933,479 (+5.99%) Land $137,700 Building $795,779	$1,424,548 (+23.49%) Land $137,700 Building $1,286,848
2023	$13,568.00 (+2.51%) Homeowner's exemption	$880,749 (+3%) Land $114,750 Building $765,999	$1,153,608 (+12.02%) Land $114,750 Building $1,038,858
2022	$13,236.00 Homeowner's exemption	$855,096	$1,029,831 Land $100,000 Building $929,831

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20