Calloway County property record for 12530 State Rte 94 E, Murray, KY 42071
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Lot Size | 30 acres (1,306,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $294,900 (Sep 2021) |
| Tax Bill | $1,000 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 084-0-0041 |
| Primary APN | 084-0-0041 |
|---|---|
| Alternative APN |
|
| Lot Area | 1,306,800 sqft (30 acres) |
|---|
| Account Number | 89983 |
|---|---|
| Street Address | 12530 STATE ROUTE 94 E |
| City | MURRAY |
| State | KY |
| Zip | 42071-6162 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | 12530 STATE ROUTE 94 EAST |
| Jurisdiction | CALLOWAY KY |
| Township / Civil Division | SHILOH |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 10100 |
Source: Calloway County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 888 CINDY JO CT, CLARKSVILLE, TN 37040-2558 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 3, 2019 | Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY FINANCIAL SERVICES BANK |
| Sep 28, 2021 | Warranty Deed, Transfer · FHA Mortgage GARDNER FINANCIAL SERVICES LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2021 · Amount on Record |
| Deed Sale | Sep 28, 2021 · Amount on Record |
| Prior Sale | Apr 10, 2015 · Amount on Record |
| Deed Document Number | 652224 |
| Deed Book / Page | 1335 / 525 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Property Address | 12530 STATE ROUTE 94 E, MURRAY, KY 42071-6162 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001214/359 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | 1214/359 |
| Instrument | 634612 |
| Name | COMMUNITY FINANCIAL SERVICES BANK |
|---|---|
| Type | Bank |
| Address | BENTON, KY 42025 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 10, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLOWAY KY |
| Recording Date | Sep 28, 2021 |
| Property Address | 12530 STATE ROUTE 94 E, MURRAY, KY 42071-6162 |
| Document Number | 001335/525 |
| Book / Page | 1335 / 525 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 652224 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $295.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 78 JEFFREY ST, HARDIN, KY 42048-9054 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 888 CINDY JO CT, CLARKSVILLE, TN 37040-2558 |
| Document Number | 0000652225 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 652225 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Calloway County assessment roll, as of November 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Calloway County |
| Unified School District | Calloway County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,000.00 (-1.57%) | $110,000 (-) | $110,000 (-) |
| 2023 | $1,016.00 (+0.69%) | $110,000 (+2.8%) | $110,000 (+2.8%) |
| 2022 | $1,009.00 | $107,000 | $107,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Kentucky Rural Telephone Cooperative Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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