Calvert County property record for 12530 Olivet Rd, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,560 sqft · built 1984 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,841 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Jul 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-194887 |
| Primary APN | 01-194887 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,560 sqft Total Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 44,431 sqft (1.02 acres) |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 194887 |
|---|---|
| Street Address | 12530 OLIVET RD |
| City | LUSBY |
| State | MD |
| Zip | 20657-2625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LT 2 12530 OLIVET ROAD OLIVET |
| Legal Lot Number | 2 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 860901 |
12530 Olivet Rd is owned and occupied by an individual who acquired it in March 2013.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12530 OLIVET RD, LUSBY, MD 20657-2625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CEDAR POINT FCU |
| Jul 10, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 29, 2013 |
| Transfer Doc | 0041580022 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 12530 OLIVET RD, LUSBY, MD 20657-2625 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BLUE CRAB TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0054430123 |
|---|---|
| Date | Sep 26, 2019 |
| Book Page | 5443/123 |
| Name | CEDAR POINT FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON PARK, MD 20653 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 12530 OLIVET RD, LUSBY, MD 20657-2625 |
| Document Number | 0052310053 |
| Instrument Date | Jul 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 12530 OLIVET RD LUSBY MD 206572625, LUSBY, MD 20657-2625 |
| Document Number | 0052310053 |
|---|---|
| Date | Aug 8, 2018 |
| Book Page | 005231/000053 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 7, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 12530 Olivet Rd was $2,841 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $262,100 (+7.99%) Land $122,100 Building $140,000 | $262,100 (-) Land $122,100 Building $140,000 | |
| 2025 | $2,841.00 Homeowner's exemption | $242,700 | $262,100 Land $122,100 Building $140,000 |
| 2023 | $2,118.00 | $203,900 Land $122,100 Building $81,800 | $203,900 Land $122,100 Building $81,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12530 Olivet Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12530 Olivet Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 90% of Maryland |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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