1253 Pram Pl, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 1253 Pram Pl, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,032 sqft · built 1984
Lot Size0.346 acres (15,067 sqft)
Owner2 Individual Names on Record
Last Sale$750,000 (May 2022)
Tax Bill$6,618 (2025)
Deeds & MortgagesDec 2022 Line of Credit
May 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-005-90033472

Property Details

APN / Parcel Number

Primary APN02-005-90033472
Alternative APNs
  • 200590033472
  • 00590033472

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,032 sqft Living Area
Gross Area2,560 sqft
1st Floor Area1,016 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area15,067 sqft (0.346 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number00590033472
Street Address1253 PRAM PL
CityANNAPOLIS
StateMD
Zip21403-4342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 53 SC 1 PL 3 ANNAPOLIS COVE
Legal SubdivisionANNAPOLIS COVE
Legal Block4
Legal Lot Number53
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group4
Census Block4002
Census Tract702602

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1253 PRAM PL, ANNAPOLIS, MD 21403-4342
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2022Deed of Trust, Mortgage · Line of Credit
TOWER FCU
May 25, 2022Deed, Transfer · Conventional Mortgage
EMM LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 25, 2022 · Amount on Record
Deed SaleMay 25, 2022 · Amount on Record
Prior SaleJul 30, 1984 · Amount on Record
Deed Book / Page38774 / 336
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1253 PRAM PL, ANNAPOLIS, MD 21403-4342
Transaction TypeMortgage
Record UpdatedDec 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0393200320
DateDec 7, 2022
Book Page39320/320
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateMay 25, 2022
Property Address1253 PRAM PL, ANNAPOLIS, MD 21403-4342
Document Number0387740336
Book / Page38774 / 336
Map ReferenceMB 82 FO 31
Instrument DateMay 24, 2022
Transaction TypeTransfer
Record UpdatedJun 16, 2022
Title CompanyATG TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$11,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1252 PRAM PL, ANNAPOLIS, MD 21403-4342

Mortgage

Document Number0038774342
DateMay 25, 2022
Instrument38774/342
Lender
NameEMM LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$656,700 (+24.99%) Land $367,000 Building $289,700$656,700 (+24.99%) Land $367,000 Building $289,700
2025$6,618.00 (+15.36%)
2023$5,737.00$525,400 Land $303,200 Building $222,200$525,400 Land $303,200 Building $222,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Nearby Flood Policies64 in force
Nearby Flood Claims7 (2003–2024)
Claims Outside the SFHA2 of 7
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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