1253 Ponchartrain Lake Dr, Chesterfield, MO 63017 Property Records

St. Louis County property record for 1253 Ponchartrain Lake Dr, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,202 sqft · built 1976
Lot Size	0.302 acres (13,168 sqft)
Owner	2 Individual Names on File
Last Sale	$210,080 (Aug 2026)
Tax Bill	$5,263 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18R-34-0492`

Property Details

APN / Parcel Number

Primary APN	`18R-34-0492`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,202 sqft Living Area
Gross Area	2,715 sqft
1st Floor Area	2,202 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Frame/Masonry
Construction Type	Frame
Foundation Type	Raised
Lot Area	13,168 sqft (0.302 acres)
Lot Dimensions	88 ft deep x 108 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	513 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	320 sqft
Patio Area	70 sqft
Poultry House	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1253 PONCHARTRAIN LAKE DR
City	CHESTERFIELD
State	MO
Zip	63017-2960
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKE ON WHITE ROAD PLAT ONE THE 2 1 74 18Q130041 LOT 14
Legal Subdivision	LAKE ON WHITE ROAD PLAT ONE THE
Legal Lot Number	14
Jurisdiction	ST LOUIS MO
Township / Civil Division	MISSOURI RIVER
Census Block Group	1
Census Block	1018
Census Tract	215236

Owner

1253 Ponchartrain Lake Dr is owned and occupied by two individuals who bought it in August 2026.

Source: St. Louis County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1253 PONCHARTRAIN LAKE DR, CHESTERFIELD, MO 63017-2960
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Quit Claim Deed, Transfer · Line of Credit TRUST COMPANY
Oct 20, 2025	Quit Claim Deed, Transfer Quitclaim
Mar 9, 2022	Warranty Deed, Transfer · Line of Credit LINDELL BANK & TRUST CO
Mar 9, 2022	Warranty Deed, Transfer · Line of Credit LINDELL BANK & TRUST CO
Mar 9, 2022	Affidavit of Death of Joint Tenant, Transfer ORNTIC ST LOUIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2026 · Amount on File
Deed Sale	Aug 20, 2026 · Amount on File
Prior Sale	Oct 20, 2025
Deed Document Number	202650
Prior Transfer Date	Mar 2, 2022
Prior Transfer Doc	0253944708
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 20, 2026
Property Address	1253 PONCHARTRAIN LAKE DR, CHESTERFIELD, MO 63017-2960
Document Number	0000000050
Instrument Date	Aug 14, 2026
Instrument	202682050
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1253 PONCHARTRAIN LAKE DR, CHESTERFIELD, MO 63017-2960

Mortgage

Document Number	0000000051,
Date	Aug 20, 2026
Instrument	202682051

Lender

Name	TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 20, 2025
Property Address	1253 PONCHARTRAIN LAKE DR, CHESTERFIELD, MO 63017-2960
Document Number	2025102000376
Map Reference	MB 154 PG 14
Instrument Date	Oct 3, 2025
Instrument	2025102000376
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1320 SALTBOX DR, CHESTERFIELD, MO 63017-1918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1253 PONCHARTRAIN LAKE DR, CHESTERFIELD, MO 63017-2960

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 9, 2022
Property Address	1253 PONCHARTRAIN LAKE DR, CHESTERFIELD, MO 63017-2960
Document Number	0253944710
Book / Page	25394 / 4710
Map Reference	MB 154 PG 14
Instrument Date	Mar 7, 2022
Instrument	2022030900786
Transaction Type	Transfer
Record Updated	Jun 29, 2022
Title Company	ORNTIC ST LOUIS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 SALTBOX DR, CHESTERFIELD, MO 63017-1918

Mortgage

Document Number	0253944715
Date	Mar 9, 2022
Book Page	25394/4715
Instrument	2022030900788

Lender

Name	LINDELL BANK & TRUST CO
Type	Bank
Address	SAINT PETERS, MO 63376

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 9, 2022
Property Address	1253 PONCHARTRAIN LAKE DR, CHESTERFIELD, MO 63017-2960
Document Number	0253944710
Book / Page	25394 / 4710
Map Reference	MB 154 PG 14
Instrument Date	Mar 7, 2022
Instrument	2022030900786
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ORNTIC ST LOUIS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 SALTBOX DR, CHESTERFIELD, MO 63017-1918

Mortgage

Document Number	2022030900788
Date	Mar 9, 2022
Instrument	2022030900788

Lender

Name	LINDELL BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MO
Recording Date	Mar 9, 2022
Property Address	1253 PONCHARTRAIN LAKE DR, CHESTERFIELD, MO 63017-2960
Document Number	0253944708
Book / Page	25394 / 4708
Map Reference	MB 154 PG 14
Instrument Date	Mar 7, 2022
Instrument	2022030900785
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ORNTIC ST LOUIS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 MONTERA ST, CHULA VISTA, CA 91913-1808

Tax Assessment & Valuation

The 2025 property tax bill for 1253 Ponchartrain Lake Dr was $5,263, up 7.7% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,170 (-) Land $45,660 Building $38,510	$443,000 (-) Land $240,300 Building $202,700
2025	$5,263.00 (+7.74%)	$84,170 (+14.01%) Land $45,660 Building $38,510	$443,000 Land $240,300 Building $202,700
2024	$4,885.00 (+4.25%)	$73,830 (-) Land $24,110 Building $49,720
2023	$4,686.00 (+5.59%)	$73,830 (+15.31%) Land $24,110 Building $49,720	$388,600 Land $126,900 Building $261,700
2022	$4,438.00	$64,030 Land $24,110 Building $39,920
2021			$337,000 Land $126,900 Building $210,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1253 Ponchartrain Lake Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1253 Ponchartrain Lake Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: i3 Broadband, T-Mobile.

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