1253 Main St, Ruby, NY 12475 Property Records

Ulster County and Ulster Town property record for 1253 Main St, Ruby, NY 12475

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,520 sqft · built 2013
Lot Size	3.2 acres (139,392 sqft)
Owner	2 Individual Names on Record
Tax Bill	$13,693 (2025)
Deeds & Mortgages	Feb 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`515400 39.1-4-8.100`

Property Details

APN / Parcel Number

Primary APN	`515400 39.1-4-8.100`
Alternative APN	`124541.100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,520 sqft Living Area
1st Floor Area	1,668 sqft
Upper Floors Area	852 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	139,392 sqft (3.2 acres)
Porch	Slab
Porch Area	208 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	124541.100
Street Address	1253 MAIN ST
City	RUBY
State	NY
Zip	12475-8028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	31
Legal Block	4
Legal Lot Number	8.100
Jurisdiction	ULSTER NY
Township / Civil Division	ULSTER
Census Block Group	2
Census Block	2013
Census Tract	951500

Owner

Source: Ulster County and Ulster Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 85, RUBY, NY 12475-0085
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ULSTER NY
Property Address	1253 MAIN ST, RUBY, NY 12475-8028
Document Number	0000002302
Book / Page	006124 / 000241
Instrument Date	Feb 3, 2017
Transaction Type	Mortgage
Record Updated	Mar 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1253 MAIN ST RUBY NY 12475, RUBY, NY 12475

Mortgage

Document Number	0000002302
Date	Feb 13, 2017
Book Page	006124/000241
Instrument	2302

Lender

Name	ULSTER SVGS BK
Type	Federal Savings Bank
Address	KINGSTON, NY 12401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 12, 2032

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Ulster County and Ulster Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Ulster Town
Unified School District	Kingston City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,693.00 (+230.99%)	$239,500 (-) Land $40,000 Building $199,500	$584,146 (+21.95%) Land $97,561 Building $486,585
2023		$239,500 (-) Land $40,000 Building $199,500	$479,000 (+1%) Land $80,000 Building $399,000
2022		$239,500 Land $40,000 Building $199,500	$435,455 Land $72,727 Building $362,728
2021	$4,137.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1993–2011)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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