1253 Galway Dr, Cary, IL 60013 Property Records

McHenry County property record for 1253 Galway Dr, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,592 sqft · built 1992
Lot Size	0.231 acres (10,097 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Sep 2018)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-12-228-027`

Property Details

APN / Parcel Number

Primary APN	`19-12-228-027`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,592 sqft
Gross Area	3,867 sqft
1st Floor Area	1,275 sqft
2nd Floor Area	1,317 sqft

Exterior

Year Built	Built 1992
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	10,097 sqft (0.231 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	1253 GALWAY DR
City	CARY
State	IL
Zip	60013-3423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0032203 LT 29 BRITTANY WOODS UNIT 3 MEMO: LUTZ, WILLIAM S/ MARY CHRISTINE
Legal Range	08E
Legal Township	43N
Legal Section	12
Legal Subdivision	BRITTANY WOODS 03
Legal Block	228
Legal Lot Number	29
Legal Unit	3
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1026
Census Tract	871305

Owner

1253 Galway Dr is owned and occupied by an individual who bought it in September 2018.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1253 GALWAY DR, CARY, IL 60013-3423
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEY MORTGAGE SERVICES INC
Sep 20, 2018	Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2018 · Amount on File
Deed Sale	Sep 20, 2018 · Amount on File
Prior Sale	Jul 28, 1998 · Amount on File
Deed Document Number	0000032203
Record Updated	Jun 7, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1253 GALWAY DR, CARY, IL 60013-3423
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BAIRD & WARNER TITLE SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040335
Date	Oct 1, 2020
Instrument	2020R0040335

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 20, 2018
Property Address	1253 GALWAY DR, CARY, IL 60013-3423
Document Number	0000032203
Map Reference	DOC90R020941
Instrument Date	Sep 17, 2018
Instrument	2018R0032203
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1253 GALWAY DR, CARY, IL 60013-3423

Mortgage

Document Number	0000032204
Date	Sep 20, 2018
Instrument	2018R0032204

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$115,700 Land $25,681 Building $90,019	$347,100 Land $77,043 Building $270,057

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1253 Galway Dr in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	51 (1979–2017)
Claims Outside the SFHA	8 of 51
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 10 claims Severe Storms & Flooding, Jun 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1253 Galway Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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