Chesterfield County property record for 12529 Wescott Dr, Midlothian, VA 23112
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 2,180 sqft · built 2020 |
| Lot Size | 0.116 acres (5,053 sqft) |
| Owner | Individual Name on File |
| Last Sale | $414,995 (Aug 2025) |
| Tax Bill | $3,997 (2026) |
| Deeds & Mortgages | Jun 2025 Mortgage Aug 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 737-67-89-95-300-000 |
| Primary APN | 737-67-89-95-300-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,180 sqft Finished Area |
| 1st Floor Area | 45 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,053 sqft (0.116 acres) |
| Garage Area | 415 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Balcony Area | 30 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 493699000 |
|---|---|
| Street Address | 12529 WESCOTT DR |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23112-2625 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | C4 - REGIO |
| Legal Description | WESCOTT SEC 1 046 |
| Legal Subdivision | WESCOTT |
| Legal Lot Number | 46 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | CLOVER HILL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 100933 |
12529 Wescott Dr, a townhouse, is owned and occupied by an individual who bought it in August 2025.
Source: Chesterfield County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12529 WESCOTT DR, MIDLOTHIAN, VA 23112-2625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2025 | Deed of Trust, Mortgage · Conventional Mortgage TOWER FEDERAL CREDIT UNION |
| Aug 29, 2025 | Warranty Deed, Transfer · Conventional Mortgage VIRGINIA CU INC |
| Mar 6, 2023 | Intrafamily Transfer, Transfer |
| Nov 9, 2020 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage ALCOVA MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2025 · Amount on File |
| Deed Sale | Aug 29, 2025 · Amount on File |
| Prior Sale | Nov 9, 2020 · Amount on File |
| Deed Document Number | 202529419 |
| Deed Book / Page | 14989 / 91 |
| Prior Transfer Date | Feb 28, 2023 |
| Prior Transfer Doc | 014212-928 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 12529 WESCOTT DR, MIDLOTHIAN, VA 23112-2625 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 014901-231 |
|---|---|
| Date | Jun 3, 2025 |
| Book Page | 14901/231 |
| Instrument | 2025018145 |
| Name | TOWER FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 177 Months |
| Due | Mar 23, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Aug 29, 2025 |
| Property Address | 12529 WESCOTT DR, MIDLOTHIAN, VA 23112-2625 |
| Document Number | 0014989-91 |
| Book / Page | 14989 / 91 |
| Map Reference | MB 272 PG 16-20 |
| Instrument Date | Aug 26, 2025 |
| Instrument | 250029419 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $431.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 12529 WESCOTT DR, MIDLOTHIAN, VA 23112-2625 |
| Document Number | 0250029420 |
|---|---|
| Date | Aug 29, 2025 |
| Instrument | 250029420 |
| Name | VIRGINIA CU INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Mar 6, 2023 |
| Property Address | 12529 WESCOTT DR, MIDLOTHIAN, VA 23112-2625 |
| Document Number | 014212-928 |
| Book / Page | 14212 / 928 |
| Instrument Date | Feb 28, 2023 |
| Instrument | 2023006016 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17601 STAFFORD PARK PT, MOSELEY, VA 23120-2312 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Nov 9, 2020 |
| Property Address | 12529 WESCOTT DR, MIDLOTHIAN, VA 23112-2625 |
| Document Number | 13062751 |
| Book / Page | 013062 / 000751 |
| Instrument Date | Nov 6, 2020 |
| Instrument | 61194 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 27, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $316.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12529 WESCOTT DR MIDLOTHIAN VA 231122625, MIDLOTHIAN, VA 23112-2625 |
| Document Number | 13062755 |
|---|---|
| Date | Nov 9, 2020 |
| Book Page | 013062/000755 |
| Instrument | 61195 |
| Name | ALCOVA MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 8, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 12529 Wescott Dr was $3,997, up 4% from the year before.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,997.00 (+3.98%) | $448,300 (+3.99%) Land $77,000 Building $371,300 | $448,300 (+3.99%) Land $77,000 Building $371,300 |
| 2025 | $3,844.00 | $431,100 Land $75,000 Building $356,100 | $431,100 Land $75,000 Building $356,100 |
| 2023 | $3,179.00 | $348,600 Land $61,000 Building $287,600 | $348,600 Land $61,000 Building $287,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12529 Wescott Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12529 Wescott Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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