Montgomery County property record for 12529 Summerwood Dr, Silver Spring, MD 20904
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,708 sqft · built 1965 |
| Lot Size | 0.24 acres (10,440 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $189,900 (Nov 1999) |
| Tax Bill | $4,853 (2025) |
| Deeds & Mortgages | Feb 2019 Line of Credit May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00364540 |
| Primary APN | 05-00364540 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,708 sqft Living Area |
| 1st Floor Area | 1,363 sqft |
| Basement Area | 345 sqft |
| Finished Basement | 345 sqft |
| Utility Area | 60 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,440 sqft (0.24 acres) |
| Garage Type | Carport |
| Garage Area | 300 sqft |
| Carport | Carport |
| Carport Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00364540 |
|---|---|
| Street Address | 12529 SUMMERWOOD DR |
| City | SILVER SPRING |
| State | MD |
| Zip | 20904-1746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | CALVERTON |
| Legal Subdivision | CALVERTON |
| Legal Block | 17 |
| Legal Lot Number | 11 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 701424 |
12529 Summerwood Dr is owned and occupied by two individuals who bought it in November 1999.
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12529 SUMMERWOOD DR, SILVER SPRING, MD 20904-1746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 8, 2019 | Deed of Trust, Mortgage · Line of Credit EDUCATIONAL SYSTEMS FCU |
| May 8, 2019 | Deed of Trust, Mortgage · Commercial Mortgage REVERE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 1999 · Amount on File |
| Deed Sale | Nov 4, 1999 · Amount on File |
| Deed Document Number | 1999164334 |
| Deed Book / Page | 17647 / 17 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12529 SUMMERWOOD DR, SILVER SPRING, MD 20904-1746 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Title Company | MORTGAGE INFORMATION SERVICE |
| Name | Verified Name |
|---|
| Document Number | 0571990095 |
|---|---|
| Date | Feb 8, 2019 |
| Book Page | 57199/095 |
| Name | EDUCATIONAL SYSTEMS FCU |
|---|---|
| Type | Credit Union |
| Address | GREENBELT, MD 20770 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 7, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12529 SUMMERWOOD DR, SILVER SPRING, MD 20904-1746 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Title Company | GOLDEN TRUST T&E LLC |
| Name | Verified Name |
|---|
| Document Number | 0575330489 |
|---|---|
| Date | May 8, 2019 |
| Book Page | 57533/489 |
| Name | REVERE BANK |
|---|---|
| Type | Bank |
| Address | LAUREL, MD 20707 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 12529 Summerwood Dr was $4,853.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $464,800 (+6.79%) Land $255,500 Building $209,300 | $464,800 (-) Land $255,500 Building $209,300 | |
| 2025 | $4,853.00 | $435,233 | $464,800 Land $255,500 Building $209,300 |
| 2023 | $376,100 Land $255,500 Building $120,600 | $376,100 Land $255,500 Building $120,600 | |
| 2022 | $3,737.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12529 Summerwood Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12529 Summerwood Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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