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12528 Raintree Pl, Biloxi, MS 39532 Property Records

Harrison County property record for 12528 Raintree Pl, Biloxi, MS 39532 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,783 sqft · built 1999
Lot Size1.2 acres (52,272 sqft)
Owner2 Individual Names on File
Last Sale$455,700 (Mar 2026)
Tax Bill$2,307 (2025)
Deeds & MortgagesMay 2016 Mortgage
Mar 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1108C-01-001.011

Property Details

APN / Parcel Number

Primary APN1108C-01-001.011
Alternative APN
  • 112997

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Building Area2,783 sqft Adjusted Area
1st Floor Area2,084 sqft
2nd Floor Area198 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area52,272 sqft (1.2 acres)
Deck Area696 sqft
Utility Building120 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address12528 RAINTREE PL
CityBILOXI
StateMS
Zip39532-8245
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.2 AC LOT 10 BRADFORD PLACE NE1/4 OF SEC 4-7-10
Legal Range10W
Legal Township07S
Legal Section04
Legal SubdivisionBRADFORD PLACE
Legal Lot Number10
JurisdictionHARRISON MS
Township / Civil Division5
Census Block Group2
Census Block2015
Census Tract3407

Owner

Source: Harrison County records · APN 1108C-01-001.011

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12528 RAINTREE PL, BILOXI, MS 39532-8245
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 27, 2016Deed of Trust, Mortgage · Stand-Alone First Mortgage
THE CITIZENS BANK OF PHILADELPHIA
Mar 09, 2026Warranty Deed, Transfer · VA Mortgage
CMG MORTGAGE INC
Jul 30, 2025Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 09, 2026 · Amount on Record
Deed SaleMar 09, 2026 · Amount on Record
Prior SaleFeb 27, 2014 · Amount on Record
Deed Document Number20261268
Prior Transfer DateJul 29, 2025
Prior Transfer Doc0000005209
Record UpdatedJun 08, 2026

May 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address12528 RAINTREE PL, BILOXI, MS 39532-8245
Transaction TypeMortgage
Record UpdatedMar 27, 2026
Title Company39350

Transferred To (Grantee/Buyer)

NameVerified Name
Address05232016

Mortgage

Document Number20160001498TJ2
DateMay 27, 2016
Instrument2016-0001498-T-J2
Lender
NameTHE CITIZENS BANK OF PHILADELPHIA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2031

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRISON MS
Recording DateMar 09, 2026
Property Address12528 RAINTREE PL, BILOXI, MS 39532-8245
Document Number20260001268DJ2
Map ReferenceMB 15 PG 10
Instrument DateFeb 27, 2026
Instrument2026-0001268-D-J2
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanyPLACER TITLE COMPANY, PILGER TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1105 E CHEROKEE GLN, OCEAN SPRINGS, MS 39564-2801

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12328 ROINTRCE PLACE, BILOXI, MS 39532

Mortgage

Document Number20260001269TJ2
DateMar 09, 2026
Instrument2026-0001269-T-J2
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2056

July 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHARRISON MS
Recording DateJul 30, 2025
Property Address12528 RAINTREE PL, BILOXI, MS 39532-8245
Document Number20250005209DJ2
Map ReferenceMB 15 PG 10
Instrument DateJul 29, 2025
Instrument2025-0005209-D-J2
Transaction TypeTransfer
Record UpdatedMar 24, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address12528 RAINTREE PL, BILOXI, MS 39532-8245

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address12528 RAINTREE PL, BILOXI, MS 39532-8245

Tax Assessment & Valuation

Source: Harrison County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
MunicipalityBiloxi City
Unified School DistrictHarrison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,307.00 (+8.36%) Homeowner's exemption Disabled Person's exemption$22,621 (+7.14%)$226,211 (+7.14%) Land $50,000 Building $176,211
2024$2,129.00 (-0.56%)
2023$2,141.00 (-0.7%) Homeowner's exemption Disabled Person's exemption$21,113$211,131 Land $50,000 Building $161,131
2022$2,156.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harrison County (28047C), updated April 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280470034072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 22 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims2 (2016)
Most Recent ClaimApr 2016, rainfall accumulation

Wildfire

Wildfire RiskModerate
above 69% of the US · above 88% of Mississippi
Wildfire LikelihoodAbout 1 in 303 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 82 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Coast Electric Power AssociationFiber2,000 / 1,000
Cable OneCable1,000 / 50
VerizonFixed Wireless300 / 20
TelapexFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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