12528 E Helmsman Way, Berlin, MD 21811 Property Records

Worcester County property record for 12528 E Helmsman Way, Berlin, MD 21811

Property Summary

Property Type	Mobile Home
Details	1 ba · 748 sqft · built 1991
Lot Size	0.095 acres (4,141 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Sep 2019)
Tax Bill	$1,888 (2026)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`10-328195`

Property Details

APN / Parcel Number

Primary APN	`10-328195`
Alternative APN	`328195`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	748 sqft Total Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Mobile Home
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,141 sqft (0.095 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	328195
Street Address	12528 E HELMSMAN WAY
City	BERLIN
State	MD
Zip	21811-2506
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A-1
Legal Description	LOT 42 4141 SQ FT EAST HELMSMAN WAY ASSATEAGUE PT RESORT P 1
Legal Subdivision	ASSATEAGUE POINT
Legal Lot Number	42
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1050
Census Tract	951700

Owner

12528 E Helmsman Way, a mobile home, is owned by two individuals who bought it in September 2019.

Source: Worcester County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 CAMPUS CT, MANCHESTER, PA 17345-1526
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2019 · Amount on File
Deed Sale	Sep 11, 2019 · Amount on File
Prior Sale	Jul 15, 2016 · Amount on File
Deed Book / Page	7489 / 35
Record Updated	Oct 29, 2026

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Sep 12, 2019
Property Address	12528 E HELMSMAN WAY, BERLIN, MD 21811-2506
Document Number	0074890035
Book / Page	007489 / 000035
Instrument Date	Sep 6, 2019
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	OCEAN INVS TITLE CORPORATION, OCEAN INVS TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 CAMPUS CT MANCHESTER PA 173451526, MANCHESTER, PA 17345-1526

Mortgage

Document Number	74890041
Date	Sep 12, 2019
Book Page	007489/000041

Lender

Name	FIRST SHR FED'L S&L ASSN
Type	Federal Savings Bank
Address	SALISBURY, MD 21803-4248

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

The 2026 property tax bill for 12528 E Helmsman Way was $1,888, up 11.8% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,888.00 (+11.78%)	$204,533	$247,600 Land $157,000 Building $90,600
2025	$1,689.00
2023	$1,535.00	$160,400	$183,000 Land $117,000 Building $66,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12528 E Helmsman Way in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 271 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	274 units insured incl. 3 condo units
Nearby Flood Claims	107 (1991–2012)
Claims Outside the SFHA	4 of 107
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 15 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12528 E Helmsman Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MYSTIC HARBOUR serves 5,945 people · EPA ID MD0230011
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Helmsman Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures