12528 36th St SE, Lowell, MI 49331 Property Records

Kent County property record for 12528 36th St SE, Lowell, MI 49331 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,872 sqft · built 1965
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Oct 2018)
Tax Bill	$3,880 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-15-400-004`

Property Details

APN / Parcel Number

Primary APN	`41-20-15-400-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,872 sqft Living Area
1st Floor Area	1,872 sqft
Basement Area	1,872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Lot Area	217,800 sqft (5 acres)
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12528 36TH ST SE
City	LOWELL
State	MI
Zip	49331-8902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF SE 1/4 COM AT A PT 285 FT W OF A PT 1361.25 FT E ALONG S SEC LINE FROM S 1/4 COR TH W ALONG S SEC LINE 495 FT TH N
Legal Range	09W
Legal Township	06N
Legal Section	15
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1040
Census Tract	12002

Owner

Source: Kent County records · APN 41-20-15-400-004

Assessment roll updated June 13, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12528 36TH ST SE, LOWELL, MI 49331-8902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK
May 03, 2019	Loan Modification, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS
Oct 05, 2018	Warranty Deed, Transfer · Conventional Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 05, 2018 · Amount on Record
Deed Sale	Oct 05, 2018 · Amount on Record
Prior Sale	Nov 18, 2002 · Amount on Record
Deed Document Number	201878674
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	12528 36TH ST SE, LOWELL, MI 49331-8902
Transaction Type	Mortgage
Record Updated	Apr 20, 2021
Title Company	AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023263
Date	Feb 25, 2021
Instrument	20210225-0023263

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENT MI
Property Address	12528 36TH ST SE, LOWELL, MI 49331-8902
Document Number	0000031788
Instrument Date	May 03, 2019
Transaction Type	Mortgage
Record Updated	May 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12528 36TH ST SE LOWELL MI 493318902, LOWELL, MI 49331-8902

Mortgage

Document Number	0000031788
Date	May 08, 2019
Instrument	31788

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	FLINT, MI 48501-2026

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 07, 2049

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Oct 05, 2018
Property Address	12528 36TH ST SE, LOWELL, MI 49331-8902
Document Number	0000078674
Instrument Date	Sep 28, 2018
Instrument	78674
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	GRAND RAPIDS TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,881.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12528 36TH ST SE LOWELL MI 493318902, LOWELL, MI 49331-8902

Mortgage

Document Number	78675
Date	Oct 05, 2018
Instrument	78675

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 04, 2048

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Lowell Charter Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,880.00 (-15.8%) Homeowner's exemption	$235,600 (+18.87%)	$471,200 (+18.87%)
2023		$198,200	$396,400
2021	$4,608.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (26081C), updated January 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260810120021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Point Broadband Fiber Holding	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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