12526 Cedar Ln, Ashland, VA 23005 Property Records

Hanover County property record for 12526 Cedar Ln, Ashland, VA 23005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,872 sqft · built 1981
Lot Size	4.37 acres (190,575 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (May 2021)
Tax Bill	$5,174 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7768-19-0571`

Property Details

APN / Parcel Number

Primary APN	`7768-19-0571`
Alternative APN	`10177701`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,872 sqft Living Area
Gross Area	3,424 sqft
1st Floor Area	2,872 sqft
Basement Area	1,002 sqft
Unfinished Basement	1,002 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	190,575 sqft (4.37 acres)

Exterior Amenities

Porch	Slab
Porch Area	370 sqft
Deck Area	154 sqft
Patio Area	616 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10177701
Street Address	12526 CEDAR LN
City	ASHLAND
State	VA
Zip	23005-7529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	12500 BLK CEDAR LANE
Jurisdiction	HANOVER VA
Township / Civil Division	SOUTH ANNA
Census Block Group	1
Census Block	1013
Census Tract	320400

Owner

12526 Cedar Ln is owned and occupied by an individual who bought it in May 2021.

Source: Hanover County records, as of June 4, 2026

Owner of Record	Individual Name on File
Mailing Address	12526 CEDAR LN, ASHLAND, VA 23005-7529
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Warranty Deed, Transfer · Conventional Mortgage NFM LENDING
Dec 2, 2019	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2021 · Amount on File
Deed Sale	May 6, 2021 · Amount on File
Prior Sale	Dec 2, 2019 · Amount on File
Deed Document Number	2021100160
Deed Book / Page	3309 / 3173
Prior Transfer Date	Feb 5, 2020
Prior Transfer Doc	32651867
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANOVER VA
Recording Date	May 6, 2021
Property Address	12526 CEDAR LN, ASHLAND, VA 23005-7529
Document Number	33093173
Book / Page	3309 / 3173
Instrument Date	May 3, 2021
Instrument	20210506000100160
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	SOURCEPOINT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12526 CEDAR LN, ASHLAND, VA 23005-7529

Mortgage

Document Number	20210506000100170
Date	May 6, 2021
Instrument	20210506000100170

Lender

Name	NFM LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANOVER VA
Recording Date	Dec 2, 2019
Property Address	12526 CEDAR LN, ASHLAND, VA 23005-7529
Document Number	32412310
Book / Page	3241 / 2310
Instrument Date	Nov 20, 2019
Instrument	20191202000156900
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12526 CEDAR LN, ASHLAND, VA 23005-7529

Mortgage

Document Number	20191202000156910
Date	Dec 2, 2019
Instrument	20191202000156910

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 12526 Cedar Ln was $5,174.

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,174.00	$638,800 Land $118,000 Building $520,800	$638,800 Land $118,000 Building $520,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12526 Cedar Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12526 Cedar Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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