12525 Stowe Dr, Poway, CA 92064 Property Records

San Diego County property record for 12525 Stowe Dr, Poway, CA 92064

Property Summary

Property Type	Light Industrial
Details	20 bd · 9.5 ba · 3,901 sqft · built 1988
Lot Size	1.93 acres (84,071 sqft)
Owner	Company Name on File
Last Sale	$6,900,000 (Dec 2020)
Tax Bill	$88,927 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`317-223-13-00`

Property Details

APN / Parcel Number

Primary APN	`317-223-13-00`

Interior

Bedrooms	20 Beds
Full Baths	9.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,901 sqft Total Area
Gross Area	33,901 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Precast Concrete Panel
Construction Type	Concrete
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	84,071 sqft
View / Lot	Corner
Garage Type	Open

Location & Zoning

Street Address	12525 STOWE DR
City	POWAY
State	CA
Zip	92064-6805
Property Category	Industrial
Property Type	Industrial > Light Industrial
Local Zoning Code	PC-7
Legal Description	LOT 33 TR 011742
Legal Subdivision	POWAY 85-04
Legal Tract	011742
Legal Block	4
Legal Lot Number	33
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4010
Census Tract	17048

Owner

12525 Stowe Dr, an industrial property, is owned by a company that bought it in December 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	12525 STOWE DR, POWAY, CA 92064-6805
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Commercial Mortgage ZB NA
Dec 29, 2020	Deed of Trust, Mortgage UNION BK
Dec 29, 2020	Grant Deed, Transfer · Commercial Mortgage MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2020 · Amount on File
Deed Sale	Dec 29, 2020 · Amount on File
Prior Sale	Dec 31, 1992 · Amount on File
Deed Document Number	2020839876
Prior Transfer Date	Dec 13, 2000
Prior Transfer Doc	0000712557
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12525 STOWE DR, POWAY, CA 92064-6805
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12525 STOWE DR, POWAY, CA 92064-6805

Mortgage

Document Number	0000785671
Date	Nov 12, 2021
Instrument	2021-0785671

Lender

Name	ZB NA
Type	Bank
Address	WEST VALLEY CITY, UT 84119

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12525 STOWE DR, POWAY, CA 92064-6805
Document Number	0000024830
Instrument Date	Dec 29, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO NC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12525 STOWE DR POWAY CA 920646805, POWAY, CA 92064-6805

Mortgage

Document Number	0000024830
Date	Jan 13, 2021
Instrument	24830

Lender

Name	UNION BK
Type	Bank
Address	445 S FIGUEROA ST, LOS ANGELES, CA 90071-1602

Agreement

Amount	Amount on Record
Term	300 Months
Due	Jan 12, 2046

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 29, 2020
Property Address	12525 STOWE DR, POWAY, CA 92064-6805
Document Number	0000839876
Map Reference	FILE 90-215880
Instrument Date	Dec 15, 2020
Instrument	2020-0839876
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMER TTL INS CO NCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	Q12525 STOWE DRIVE, POWAY, CA 92064

Mortgage

Document Number	0000839877
Date	Dec 29, 2020
Instrument	2020-0839877

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000839882
Date	Dec 29, 2020
Instrument	2020-0839882

Lender

Name	THE MORTGAGE CAPITAL DEVELOPMENT CORP
Type	Mortgage Company
Address	OAKLAND, CA 94612

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 12525 Stowe Dr was $88,927, up 5.5% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$7,833,517 (+2%) Land $2,318,568 Building $5,514,949
2025	$88,927.00 (+5.53%)	$7,679,919 Land $2,273,106 Building $5,406,813
2024	$84,271.00 (+2.18%)
2023	$82,476.00 (+1.72%)	$7,178,760 Land $2,184,840 Building $4,993,920
2022	$81,085.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12525 Stowe Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12525 Stowe Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GeoLinks Fixed Wireless	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications, Verizon.

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