Worcester County property record for 12522 Ocean Reef Dr, Berlin, MD 21811 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,248 sqft · built 2000 |
| Lot Size | 0.831 acres (36,213 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $560,000 (Jun 2009) |
| Tax Bill | $5,833 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 10-373166 |
| Primary APN | 10-373166 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,248 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 36,213 sqft (0.831 acres) |
| Garage Type | Attached |
| Garage Area | 918 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 424 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 373166 |
|---|---|
| Street Address | 12522 OCEAN REEF DR |
| City | BERLIN |
| State | MD |
| Zip | 21811-2726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 36213 SQ FT OCEAN REEF DRIVE OCEAN REEF SUBDIV |
| Legal Subdivision | OCEAN REEF DRIVE OCEAN REEF SUB |
| Legal Lot Number | 15 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 3, SINEPUXENT |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 951700 |
Source: Worcester County records · APN 10-373166
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12522 OCEAN REEF DR, BERLIN, MD 21811-2726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 03, 2009 · Amount on Record |
| Deed Sale | Jun 03, 2009 · Amount on Record |
| Prior Sale | Jun 03, 1999 · Amount on Record |
| Deed Document Number | 2009371571 |
| Deed Book / Page | 5272 / 1 |
| Last Transfer Date | Mar 20, 2014 |
| Transfer Doc | 0063480237 |
| Record Updated | Sep 20, 2026 |
Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $906,033 (+5.77%) | $1,004,900 (+17.31%) Land $261,200 Building $743,700 | |
| 2025 | $5,833.00 (+4.2%) Homeowner's exemption | $856,600 (+29.55%) Land $261,200 Building $595,400 | $856,600 (-) Land $261,200 Building $595,400 |
| 2023 | $5,598.00 Homeowner's exemption | $661,200 | $856,600 Land $261,200 Building $595,400 |
Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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