12521 State Rd TT, Festus, MO 63028 Property Records

Jefferson County property record for 12521 State Rd TT, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1,716 sqft · built 2025
Lot Size	4.5 acres (196,020 sqft)
Owner	Individual Name on Record
Tax Bill	$1,347 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2024 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`198.033.00002095`

Property Details

APN / Parcel Number

Primary APN	`198.033.00002095`
Alternative APN	`1980330 002095`

Interior

Stories	1 Story
Building Area	1,716 sqft Living Area
Gross Area	2,356 sqft
1st Floor Area	1,716 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Mobile Home
Construction Type	Frame
Lot Area	196,020 sqft
Garage Type	Attached
Garage Area	640 sqft

Location & Zoning

Street Address	12503 STATE ROAD TT
City	FESTUS
State	MO
Zip	63028-4398
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	PT NE1/4 SW1/4
Legal Range	6E
Legal Township	40N
Legal Section	33
Legal Block	3
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	3
Census Block	3017
Census Tract	701404

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12503 STATE ROAD TT, FESTUS, MO 63028-4398
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage BLOOMSDALE BANK
Feb 6, 2024	Deed of Trust, Mortgage · Line of Credit BLOOMSDATE BANK
Feb 7, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF BLOOMSDALE
Jan 21, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF BLOOMSDALE
Mar 16, 2023	Re-recorded Document
Feb 22, 2023	Quit Claim Deed, Transfer Quitclaim
Nov 16, 2021	Deed, Transfer
Sep 11, 2017	Tax Deed, Foreclosure Foreclosure Auction
Oct 11, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2023
Deed Sale	Mar 16, 2023
Prior Sale	Feb 22, 2023
Deed Document Number	20236263
Prior Transfer Date	Mar 15, 2023
Prior Transfer Doc	0000006263
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Recording Date	Jul 20, 2026
Property Address	12521 STATE ROAD TT, FESTUS, MO 63028-4398
Document Number	0000019564
Instrument Date	Jun 15, 2026
Instrument	202619564
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12503 STATE ROAD TT, FESTUS, MO 63028-4398
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019564,
Date	Jul 20, 2026
Instrument	202619564

Lender

Name	BLOOMSDALE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	12521 STATE ROAD TT, FESTUS, MO 63028-4398
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1962 GAMEL CEMETERY RD, FESTUS, MO 63028-2305
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002636
Date	Feb 6, 2024
Instrument	2024R-002636

Lender

Name	BLOOMSDATE BANK
Type	Bank
Address	HERCULANEUM, MO 63048

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	12521 STATE ROAD TT, FESTUS, MO 63028-4398
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1962 GAMEL CEMETERY RD, FESTUS, MO 63028-2305
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002784
Date	Feb 7, 2024
Instrument	2024R-002784

Lender

Name	BANK OF BLOOMSDALE
Type	Bank
Address	HERCULANEUM, MO 63048

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	12521 STATE ROAD TT, FESTUS, MO 63028-4398
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12503 STATE ROAD TT, FESTUS, MO 63028-4398

Mortgage

Document Number	0000001382
Date	Jan 21, 2025
Instrument	2025R-001382

Lender

Name	BANK OF BLOOMSDALE
Type	Bank
Address	FESTUS, MO 63028

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	JEFFERSON MO
Recording Date	Mar 16, 2023
Property Address	12521 STATE ROAD TT, FESTUS, MO 63028-4398
Document Number	0000006263
Instrument Date	Mar 15, 2023
Instrument	2023R-006263
Record Updated	Nov 11, 2025

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12242 STATE ROAD CC, FESTUS, MO 63028-3623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1962 GAMEL CEMETERY RD, FESTUS, MO 63028-2305
Investor	Possibly a Property Investor

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 22, 2023
Property Address	12521 STATE ROAD TT, FESTUS, MO 63028-4398
Document Number	0000004225
Instrument Date	Feb 18, 2023
Instrument	2023R-004225
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12242 STATE ROAD CC, FESTUS, MO 63028-3623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1962 GAMEL CEMETERY RD, FESTUS, MO 63028-2305
Investor	Possibly a Property Investor

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 16, 2021
Property Address	12521 STATE ROAD TT, FESTUS, MO 63028-4398
Document Number	0000049869
Instrument Date	Nov 16, 2021
Instrument	2021R-049869
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9553 SOUTHERN BELLE DR, HILLSBORO, MO 63050-5310
Investor	Possibly a Property Investor

September 2017: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 11, 2017
Property Address	FESTUS, MO 63028
Document Number	0000028253
Instrument Date	Aug 28, 2017
Instrument	28253
Transaction Type	Foreclosure
Record Updated	Sep 19, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Foreclosure Auction Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 MAPLE ST HILLSBORO MO 630504317, HILLSBORO, MO 63050-4317
Investor	Possibly a Property Investor

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 11, 2017
Property Address	FESTUS, MO 63028
Document Number	0000032092
Instrument Date	Aug 28, 2017
Instrument	32092
Transaction Type	Foreclosure
Record Updated	Oct 25, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 MAPLE ST HILLSBORO MO 630504317, HILLSBORO, MO 63050-4317
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,800 (+266.98%) Land $5,700 Building $72,100	$409,400 (+267.17%) Land $30,000 Building $379,400
2025	$1,347.00 (+14.54%)	$21,200 (+271.93%) Land $5,700 Building $15,500	$111,500 (-) Land $30,000 Building $81,500
2024	$1,176.00 (+223.08%)		$111,500 (+271.67%) Land $30,000 Building $81,500
2023	$364.00	$5,700 Land $5,700	$30,000 Land $30,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightwave Communications, Wisper ISP.

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