Montgomery County property record for 12521 Palermo Dr, Silver Spring, MD 20904
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,115 sqft · built 1966 |
| Lot Size | 0.253 acres (11,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (May 2018) |
| Tax Bill | $5,456 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage May 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00359086 |
| Primary APN | 05-00359086 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,115 sqft Living Area |
| 1st Floor Area | 1,305 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,000 sqft (0.253 acres) |
| Garage Type | Carport |
| Garage Area | 300 sqft |
| Carport | Carport |
| Carport Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Patio Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00359086 |
|---|---|
| Street Address | 12521 PALERMO DR |
| City | SILVER SPRING |
| State | MD |
| Zip | 20904-1851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | CALVERTON |
| Legal Subdivision | CALVERTON |
| Legal Block | 22 |
| Legal Lot Number | 5 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 701424 |
Source: Montgomery County records · APN 05-00359086
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9517 FOX HOLLOW DR, POTOMAC, MD 20854-2083 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 30, 2018 | Deed, Subdivision Related Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Jan 30, 2018 | Grant Deed, Transfer LAKESIDE TITLE COMPANY INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2018 · Amount on Record |
| Deed Sale | May 30, 2018 · Amount on Record |
| Prior Sale | Jan 30, 2018 · Amount on Record |
| Deed Book / Page | 56098 / 39 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12521 PALERMO DR, SILVER SPRING, MD 20904-1851 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Title Company | PINNACLE SETTLEMENT SERVICES, PINNACLE SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0647440224 |
|---|---|
| Date | Dec 02, 2021 |
| Book Page | 64744/224 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 01, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | May 30, 2018 |
| Property Address | 12521 PALERMO DR, SILVER SPRING, MD 20904-1851 |
| Document Number | 0560980039 |
| Book / Page | 56098 / 039 |
| Map Reference | MB78 PL7799 |
| Instrument Date | May 09, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9517 FOX HOLLOW DR, POTOMAC, MD 20854-2083 |
| Document Number | 0005609847 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 56098/47 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2033 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 30, 2018 |
| Property Address | 12521 PALERMO DR, SILVER SPRING, MD 20904-1851 |
| Document Number | 0555700203 |
| Book / Page | 055570 / 000203 |
| Instrument Date | Jan 08, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2018 |
| Title Company | LAKESIDE TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $340.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 501 ELDRID DR SILVER SPRING MD 209043342, SILVER SPRING, MD 20904-3342 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $442,600 (+3.52%) Land $257,200 Building $185,400 | $442,600 (-) Land $257,200 Building $185,400 | |
| 2025 | $5,456.00 (+15.37%) | $427,533 (+7.58%) | $442,600 (+11.37%) Land $257,200 Building $185,400 |
| 2023 | $397,400 Land $257,200 Building $140,200 | $397,400 Land $257,200 Building $140,200 | |
| 2022 | $4,729.00 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 234 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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