12521 E Harney Ln, Lodi, CA 95240 Property Records

San Joaquin County property record for 12521 E Harney Ln, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1969
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Jul 2025)
Tax Bill	$6,468 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone AH (high risk)
APN	`063-250-140-000`

Property Details

APN / Parcel Number

Primary APN	`063-250-140-000`
Alternative APN	`063-250-14`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	43,996 sqft (1.01 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	063-250-14
Street Address	12521 E HARNEY LN
City	LODI
State	CA
Zip	95240-9379
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG40
Legal Block	3
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LOCKEFORD
Census Block Group	3
Census Block	3027
Census Tract	4704

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1047 MIWOK DR, LODI, CA 95240-7621
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · FHA Mortgage NEW CORPORATION LENDING LLC
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 20, 2018	Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2025 · Amount on Record
Deed Sale	Jul 10, 2025 · Amount on Record
Prior Sale	Sep 27, 2013 · Amount on Record
Deed Document Number	202557760
Prior Transfer Date	Sep 19, 2013
Prior Transfer Doc	0000124202
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 13, 2026
Property Address	12521 E HARNEY LN, LODI, CA 95240-9379
Document Number	0000063085
Instrument Date	Jul 8, 2026
Instrument	202663085
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	12521 E HARNEY LN, LODI, CA 95240-9379

Mortgage

Document Number	0000063085,
Date	Jul 13, 2026
Instrument	202663085

Lender

Name	NEW CORPORATION LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	12521 E HARNEY LN, LODI, CA 95240-9379
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12521 E HARNEY LN, LODI, CA 95240-9379

Mortgage

Document Number	0000071455
Date	Apr 23, 2021
Instrument	2021-071455

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN JOAQUIN CA
Property Address	12521 E HARNEY LN, LODI, CA 95240-9379
Document Number	0000012067
Instrument Date	Dec 20, 2018
Transaction Type	Mortgage
Record Updated	Feb 18, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12521 E HARNEY LN LODI CA 952409379, LODI, CA 95240-9379

Mortgage

Document Number	0000012067
Date	Feb 4, 2019
Instrument	12067

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2049

Interest

Rate	4.75%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	12521 E HARNEY LN, LODI, CA 95240-9379
Document Number	0000012068
Instrument Date	Dec 20, 2018
Transaction Type	Mortgage
Record Updated	Feb 18, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12521 E HARNEY LN LODI CA 952409379, LODI, CA 95240-9379

Mortgage

Document Number	0000012068
Date	Feb 4, 2019
Instrument	12068

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2049

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,468.00 (+101.43%)
2025	$3,211.00 (+4.02%)	$294,301 (+4.04%) Land $110,824 Building $183,477
2023	$3,087.00 (+2.35%) Homeowner's exemption	$282,874 Land $106,521 Building $176,353	$512,190
2022	$3,016.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ezWave Fixed Wireless	1,000 / 200
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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