12520 Bingham Ave E, Tacoma, WA 98446 Property Records

Pierce County property record for 12520 Bingham Ave E, Tacoma, WA 98446

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 2,408 sqft · built 1999
Lot Size	0.71 acres (30,927 sqft)
Owner	2 Trust Names on File
Last Sale	$315,000 (Jun 2010)
Tax Bill	$7,878 (2025)
Deeds & Mortgages	Dec 2025 Transfer Jul 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`031912-3-058`

Property Details

APN / Parcel Number

Primary APN	`031912-3-058`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	2,408 sqft Living Area
Gross Area	3,552 sqft
1st Floor Area	2,408 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	30,927 sqft (0.71 acres)
Garage Type	Attached
Garage Area	1,144 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	12522 BINGHAM AVE E
City	TACOMA
State	WA
Zip	98446-4341
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RSEP
Legal Description	SECTION 12 TOWNSHIP 19 RANGE 03 QUARTER 34 : BEG AT A PT 554 FT N OF SE COR OF SE OF SW TH W 208.71 FT TO POB TH CONT W TO A LI PAR/W & 160 FT E OF W LI OF E 1/2 OF W 1/2 OF E 1/2 OF SD SE OF SW TH N 238.71 FT TH E TO A PT 208.71 FT W OF E LI OF SD S
Legal Range	03
Legal Township	19
Legal Section	12
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2009
Census Tract	71305

Owner

12520 Bingham Ave E, a duplex, is held in a trust since December 2020.

Source: Pierce County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	12520 BINGHAM AVE E, TACOMA, WA 98446-4341
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Intrafamily Transfer, Transfer
Jul 5, 2022	Deed of Trust, Mortgage · Line of Credit TELCO COMMUNITY CU
Jan 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage TELCO COMMUNITY CU
Sep 25, 2019	Deed of Trust, Mortgage · Line of Credit HARBORSTONE CU
Feb 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2010 · Amount on File
Deed Sale	Jun 14, 2010 · Amount on File
Deed Document Number	2010100
Last Transfer Date	Dec 31, 2020
Transfer Doc	0000000750
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Dec 31, 2025
Property Address	12520 BINGHAM AVE E, TACOMA, WA 98446-4341
Document Number	0012310132
Instrument Date	Dec 31, 2025
Instrument	202512310132
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	12520 BINGHAM AVE E, TACOMA, WA 98446-4341

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	12520 BINGHAM AVE E, TACOMA, WA 98446-4341
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007050414
Date	Jul 5, 2022
Instrument	202207050414

Lender

Name	TELCO COMMUNITY CU
Type	Credit Union
Address	TACOMA, WA 98402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 4, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Jan 7, 2021
Property Address	12522 BINGHAM AVE E, TACOMA, WA 98446-4341
Document Number	0001070750
Instrument Date	Dec 31, 2020
Instrument	202101070750
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12522 BINGHAM AVE E, TACOMA, WA 98446-4341

Mortgage

Document Number	0001070751
Date	Jan 7, 2021
Instrument	202101070751

Lender

Name	TELCO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	12522 BINGHAM AVE E, TACOMA, WA 98446-4341
Document Number	1909300748
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12520-12522 BINGHAM AVE E TACOMA WA 984464341, TACOMA, WA 98446-4341

Mortgage

Document Number	1909300748
Date	Sep 30, 2019
Instrument	201909300748

Lender

Name	HARBORSTONE CU
Type	Credit Union
Address	TACOMA, WA 98438-0207

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 29, 2044

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	12522 BINGHAM AVE E, TACOMA, WA 98446-4341
Document Number	1803060116
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	12522 BINGHAM AVE E TACOMA WA 984464341, TACOMA, WA 98446-4341

Mortgage

Document Number	1803060116
Date	Mar 6, 2018
Instrument	201803060116

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12520 Bingham Ave E was $7,878, up 10.7% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Franklin Pierce School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$607,900 (-10.44%) Land $209,000 Building $398,900	$607,900 (-10.44%) Land $209,000 Building $398,900
2025	$7,878.00 (+10.69%)	$678,800 (+8.76%) Land $199,200 Building $479,600	$678,800 (+8.76%) Land $199,200 Building $479,600
2024	$7,117.00 (-2.61%)	$624,100 (-6.67%) Land $193,500 Building $430,600	$624,100 (-6.67%) Land $193,500 Building $430,600
2023	$7,308.00	$668,700 Land $212,300 Building $456,400	$668,700 Land $212,300 Building $456,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12520 Bingham Ave E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12520 Bingham Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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