Pasco County property record for 12518 Cobble Stone Dr, Hudson, FL 34667
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 963 sqft · built 1973 |
| Lot Size | 0.155 acres (6,752 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Jan 2025) |
| Tax Bill | $3,101 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2022 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 03-25-16-051G-00000-4140 |
| Primary APN | 03-25-16-051G-00000-4140 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 963 sqft Living Area |
| Gross Area | 1,298 sqft |
| 1st Floor Area | 963 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 6,752 sqft (0.155 acres) |
| Garage Type | Attached |
| Garage Area | 335 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Unfinished Open Porch |
| Porch Area | 84 sqft |
| Patio Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12518 COBBLE STONE DR |
|---|---|
| City | HUDSON |
| State | FL |
| Zip | 34667-2321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | BEACON WOODS VILLAGE FOUR PB 11 PGS 63-65 LOT 414 & ADJOINING LOT 414A OF BEAR CREEK OVERFLOW CANAL PB 18 PG 143 DESC AS BEGIN AT NW CORNER OF LOT 414 TH N25DEG 2423E 94.93 FT TH S64DEG 3537E 32.00 FT TH S25DEG 2423W (B) 94.93 FT TO NE CORNER OF LOT |
| Legal Range | 16E |
| Legal Township | 25S |
| Legal Section | 03 |
| Legal Subdivision | BEACON WOODS |
| Legal Tract | 51G |
| Legal Block | 94 |
| Legal Lot Number | 414 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 31101 |
12518 Cobble Stone Dr is owned and occupied by an individual who bought it in January 2025.
Source: Pasco County records, as of June 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12518 COBBLE STONE DR, HUDSON, FL 34667-2321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2025 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Aug 23, 2022 | Warranty Deed, Transfer CELEBRATION TITLE GROUP |
| Mar 28, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2025 · Amount on File |
| Deed Sale | Jan 31, 2025 · Amount on File |
| Prior Sale | Aug 23, 2022 · Amount on File |
| Deed Document Number | 202518501 |
| Deed Book / Page | 11151 / 909 |
| Prior Transfer Date | Mar 27, 2017 |
| Prior Transfer Doc | 0095150035 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 12518 COBBLE STONE DR, HUDSON, FL 34667-2321 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 12518 COBBLE STONE DR, HUDSON, FL 34667-2321 |
| Document Number | 0112991272 |
|---|---|
| Date | Oct 16, 2025 |
| Book Page | 11299/1272 |
| Instrument | 2025196561 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Aug 23, 2022 |
| Property Address | 12518 COBBLE STONE DR, HUDSON, FL 34667-2321 |
| Document Number | 0106771082 |
| Book / Page | 10677 / 1082 |
| Map Reference | MB 11 PG 63-65 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 2022186300 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2022 |
| Title Company | CELEBRATION TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Tax | $1,120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 RIGGS DR, 111, LEXINGTON, SC 29072-5801 |
| Name | Verified Name |
|---|---|
| Address | 10271 MONITOR DR, HUNTINGTN BCH, CA 92646-3733 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Mar 28, 2017 |
| Property Address | 12518 COBBLE STONE DR, HUDSON, FL 34667-2321 |
| Document Number | 0095160035 |
| Book / Page | 009516 / 000035 |
| Instrument Date | Mar 27, 2017 |
| Instrument | 44662 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12518 COBBLESTONE DR HUDSON FL 346672321, HUDSON, FL 34667-2321 |
The 2025 property tax bill for 12518 Cobble Stone Dr was $3,101, up 8.2% from the year before.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $182,693 (-1.3%) Land $40,846 Building $141,847 | $182,693 (-1.3%) Land $40,846 Building $141,847 | |
| 2025 | $3,101.00 (+8.16%) | $185,100 Land $40,846 Building $144,254 | $185,100 Land $40,846 Building $144,254 |
| 2024 | $2,867.00 (+16.07%) | ||
| 2023 | $2,470.00 (+465.22%) | $132,298 (+242.39%) Land $30,011 Building $102,287 | $132,298 (+17.72%) Land $30,011 Building $102,287 |
| 2022 | $437.00 | $38,640 Land $20,111 Building $18,529 | $112,380 Land $20,111 Building $92,269 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12518 Cobble Stone Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 47 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 10 (1993–2024) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12518 Cobble Stone Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 754 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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