12517 Metate Ln, Poway, CA 92064 Property Records

San Diego County property record for 12517 Metate Ln, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,248 sqft · built 1961
Lot Size	0.211 acres (9,200 sqft)
Owner	Individual Name on Record
Last Sale	$1,085,000 (Apr 2024)
Tax Bill	$12,588 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`317-312-03-00`

Property Details

APN / Parcel Number

Primary APN	`317-312-03-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	9,200 sqft (0.211 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12517 METATE LN
City	POWAY
State	CA
Zip	92064-6019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Description	LOT 96 TR 004282
Legal Subdivision	POMERADO GARDENS
Legal Tract	004282
Legal Block	4
Legal Lot Number	96
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4001
Census Tract	17048

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12517 METATE LN, POWAY, CA 92064-6019
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 20, 2023	Deed of Trust, Mortgage · Commercial Mortgage ARCHWEST FUNDING LLC
Jul 29, 2022	Grant Deed, Transfer · Commercial Mortgage TRILION CAPITAL FUND LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2024 · Amount on Record
Deed Sale	Apr 5, 2024 · Amount on Record
Prior Sale	Jul 29, 2022 · Amount on Record
Deed Document Number	202484856
Prior Transfer Date	Feb 13, 1997
Prior Transfer Doc	0000067767
Record Updated	Oct 29, 2026

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 5, 2024
Property Address	12517 METATE LN, POWAY, CA 92064-6019
Document Number	0000084856
Map Reference	MAP 4282
Instrument Date	Apr 3, 2024
Instrument	2024-0084856
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12517 METATE LN, POWAY, CA 92064-6019

Mortgage

Document Number	0000084857
Date	Apr 5, 2024
Instrument	2024-0084857

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12517 METATE LN, POWAY, CA 92064-6019
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15949 AVENIDA VENUSTO, SAN DIEGO, CA 92128-5311

Mortgage

Document Number	0000288487
Date	Oct 20, 2023
Instrument	2023-0288487

Lender

Name	ARCHWEST FUNDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Nov 1, 2024

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 29, 2022
Property Address	12517 METATE LN, POWAY, CA 92064-6019
Document Number	0000311561
Map Reference	MAP 4282
Instrument Date	Jul 13, 2022
Instrument	2022-0311561
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	374 E H ST # A659, A659, CHULA VISTA, CA 91910-7484

Mortgage

Document Number	0000311562
Date	Jul 29, 2022
Instrument	2022-0311562

Lender

Name	TRILION CAPITAL FUND LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jan 27, 2023

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,128,834 (+2%) Land $894,744 Building $234,090
2025	$12,588.00 (+80.91%)	$1,106,700 (+80.54%) Land $877,200 Building $229,500
2023	$6,958.00 (+701.61%)	$613,000 Land $192,000 Building $421,000
2022	$868.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Spectrum, T-Mobile, Verizon.

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