12517 Jerrad Ln, Mcloud, OK 74851 Property Records

Cleveland County property record for 12517 Jerrad Ln, Mcloud, OK 74851

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,820 sqft · built 2008
Lot Size	5.05 acres (219,978 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Jul 2026)
Tax Bill	$1,857 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`JC1 10 1E 14055`

Property Details

APN / Parcel Number

Primary APN	`JC1 10 1E 14055`
Alternative APNs	`R0152866` `152866`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
Gross Area	1,868 sqft
1st Floor Area	1,820 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Modular
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	219,978 sqft (5.05 acres)
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Deck Area	Deck Area
Patio Area	1,152 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	152866
Street Address	12517 JERRAD LN
City	MCLOUD
State	OK
Zip	74851-8637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14-10-1E 5.05AC PRT NW/4 BEG 2323.59`S & 660.88`W NE/C NW/4 S332.19` W660.69` N332.47` E660.89` POB AKA TR 7
Legal Range	01E
Legal Township	10
Legal Section	14
Legal Tract	7
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORTH CLEVELAND
Census Block Group	5
Census Block	5011
Census Tract	202302

Owner

Source: Cleveland County records · APN JC1 10 1E 14055

Assessment roll updated February 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12517 JERRAD LN, MCLOUD, OK 74851-8637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 08, 2026	Warranty Deed, Transfer · FHA Mortgage FIRST UNITED BANK
Jun 03, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST UNITED BK
Jun 03, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Feb 14, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 08, 2026 · Amount on Record
Deed Sale	Jul 08, 2026 · Amount on Record
Prior Sale	Jun 03, 2020 · Amount on Record
Deed Document Number	202619987
Deed Book / Page	6990 / 305
Prior Transfer Date	May 20, 2020
Prior Transfer Doc	R202017152
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jul 08, 2026
Property Address	12517 JERRAD LN, MCLOUD, OK 74851-8637
Document Number	0000019987
Book / Page	6990 / 305
Instrument Date	Jun 22, 2026
Instrument	202619987
Transaction Type	Transfer
Record Updated	Jul 16, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$43,177.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12517 JERRAD LN, MCLOUD, OK 74851-8637

Mortgage

Document Number	0000019988,
Date	Jul 08, 2026
Instrument	202619988

Lender

Name	FIRST UNITED BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.53%
Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jun 03, 2020
Property Address	12517 JERRAD LN, MCLOUD, OK 74851-8637
Document Number	0000017153
Book / Page	006064 / 001006
Instrument Date	May 29, 2020
Instrument	17153
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12517 JERRAD LN MCLOUD OK 748518637, MCLOUD, OK 74851-8637

Mortgage

Document Number	17154
Date	Jun 03, 2020
Book Page	006064/001008
Instrument	17154

Lender

Name	FIRST UNITED BK
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 02, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jun 03, 2020
Property Address	12517 JERRAD LN, MCLOUD, OK 74851-8637
Document Number	0000017152
Book / Page	006064 / 001004
Instrument Date	May 20, 2020
Instrument	17152
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3720 WESTERN WAY CHOCTAW OK 730209030, CHOCTAW, OK 73020-9030

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND OK
Recording Date	Feb 14, 2019
Property Address	12517 JERRAD LN, MCLOUD, OK 74851-8637
Document Number	0000004211
Book / Page	005890 / 001050
Instrument Date	Jan 20, 2019
Instrument	4211
Transaction Type	Transfer
Record Updated	Feb 28, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12517 JERRAD LN MCLOUD OK 748518637, MCLOUD, OK 74851-8637

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated February 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Oklahoma City
Unified School District	McLoud Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,857.00 (+6.54%) Homeowner's exemption	$21,337 (+6.09%) Land $6,454 Building $14,883	$227,906 (+35.98%) Land $68,941 Building $158,965
2023	$1,743.00 Homeowner's exemption	$20,112 Land $5,014 Building $15,098	$167,608 Land $41,787 Building $125,821

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 20, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 66% of the US · lower than 70% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Oklahoma Electric Cooperative Fiber	1,000 / 1,000

May also be available: AtLink Services.

Based on FCC filings for 26 locations within half a mile of this property.

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