12517 Drayton Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 12517 Drayton Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,500 sqft · built 1988
Lot Size	0.53 acres (23,091 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Aug 2023)
Tax Bill	$4,637 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5130-0874-0150`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5130-0874-0150`
Alternative APNs	`00458739` `458739`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,500 sqft Living Area
Gross Area	3,180 sqft
1st Floor Area	840 sqft
Upper Floors Area	660 sqft
Basement Area	840 sqft
Finished Basement	840 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,091 sqft (0.53 acres)
Lot Dimensions	196 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	180 sqft
Deck Area	36 sqft
Patio Area	322 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00458739
Street Address	12517 DRAYTON DR
City	SPRING HILL
State	FL
Zip	34609-4226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 13 BLK 874 LOT 15
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 13
Legal Block	874
Legal Lot Number	15
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2010
Census Tract	40907

Owner

Source: Hernando County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12517 DRAYTON DR, SPRING HILL, FL 34609-4226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Aug 4, 2023	Warranty Deed, Transfer · FHA Mortgage CRESCENT MORTGAGE CO
May 17, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2023 · Amount on Record
Deed Sale	Aug 4, 2023 · Amount on Record
Prior Sale	May 17, 2017 · Amount on Record
Deed Document Number	202348796
Deed Book / Page	4328 / 438
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Apr 30, 2026
Property Address	12517 DRAYTON DR, SPRING HILL, FL 34609-4226
Document Number	0000028512
Book / Page	4701 / 1300
Instrument Date	Mar 31, 2026
Instrument	202628512
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12517 DRAYTON DR, SPRING HILL, FL 34609-4226
Investor	Possibly a Property Investor

Mortgage

Document Number	0000028512,
Date	Apr 30, 2026
Book Page	4701/1300
Instrument	202628512

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Aug 1, 2053

Interest

Rate	6%
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 4, 2023
Property Address	12517 DRAYTON DR, SPRING HILL, FL 34609-4226
Document Number	0043280438
Book / Page	4328 / 438
Map Reference	MB 8 PG 84
Instrument Date	Jul 31, 2023
Instrument	2023048796
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4325 78TH LN N, SAINT PETERSBURG, FL 33709-4209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12517 DRAYTON DR, SPRING HILL, FL 34609-4226

Mortgage

Document Number	0004328439
Date	Aug 4, 2023
Instrument	4328/439

Lender

Name	CRESCENT MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	May 17, 2017
Property Address	12517 DRAYTON DR, SPRING HILL, FL 34609-4226
Document Number	0034701096
Book / Page	003470 / 001096
Instrument Date	May 15, 2017
Instrument	28321
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,099.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12517 DRAYTON DR SPRING HILL FL 346094226, SPRING HILL, FL 34609-4226

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,637.00 (+158.62%)	$315,854 (+100.37%) Land $60,729 Building $255,125	$315,854 (+5.23%) Land $60,729 Building $255,125
2023		$157,635 (+3%) Land $157,635
2022	$1,793.00 Homeowner's exemption	$153,044	$300,165 Land $51,724 Building $248,441

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, T-Mobile, Verizon.

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