12515 White Dr, Silver Spring, MD 20904 Property Records

Montgomery County property record for 12515 White Dr, Silver Spring, MD 20904 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,854 sqft · built 1969
Lot Size	0.508 acres (22,132 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Jul 2001)
Tax Bill	$8,217 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-00344815`

Property Details

APN / Parcel Number

Primary APN	`05-00344815`
Alternative APN	`00344815`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,854 sqft Living Area
Gross Area	5,840 sqft
1st Floor Area	2,452 sqft
Basement Area	676 sqft
Finished Basement	676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	22,132 sqft (0.508 acres)
Garage Type	Attached
Garage Area	986 sqft
Parking Spaces	3 Parking Spaces
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00344815
Street Address	12515 WHITE DR
City	SILVER SPRING
State	MD
Zip	20904-3534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH SPRINGBROOK SEC
Legal Subdivision	NORTH SPRINGBROOK
Legal Block	EYE
Legal Lot Number	12
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	1
Census Block	1003
Census Tract	701506

Owner

Source: Montgomery County records · APN 05-00344815

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12515 WHITE DR, SILVER SPRING, MD 20904-3534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK
Dec 04, 2018	Deed of Trust, Mortgage · ARM SANDY SPRING BANK
Apr 12, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 20, 2001 · Amount on Record
Deed Sale	Jul 20, 2001 · Amount on Record
Prior Sale	Feb 03, 1999 · Amount on Record
Deed Document Number	2001213571
Deed Book / Page	19442 / 800
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12515 WHITE DR, SILVER SPRING, MD 20904-3534
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	EAGLE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0600800125
Date	Jul 20, 2020
Book Page	60080/125

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12515 WHITE DR, SILVER SPRING, MD 20904-3534
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0569430246
Date	Dec 04, 2018
Book Page	56943/246

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	ARM
Amount	Amount Recorded
Term	372 Months
Due	Dec 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Dec 01, 2028
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	9.87%
Index	1-Year LIBOR
Max Rate	9.87%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12515 WHITE DR, SILVER SPRING, MD 20904-3534
Document Number	0542490084
Book / Page	054249 / 000084
Instrument Date	Apr 12, 2017
Transaction Type	Mortgage
Record Updated	May 29, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12515 WHITE DR SILVER SPRING MD 209043534, SILVER SPRING, MD 20904-3534

Mortgage

Document Number	0542490084
Date	May 08, 2017
Book Page	054249/000084

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 07, 2032

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$822,400 (+10.94%) Land $235,600 Building $586,800	$822,400 (-) Land $235,600 Building $586,800
2025	$8,217.00 (+30.97%)	$741,333 (+27.99%)	$822,400 (+41.99%) Land $235,600 Building $586,800
2023		$579,200 Land $235,600 Building $343,600	$579,200 Land $235,600 Building $343,600
2022	$6,274.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317015061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2016, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 168 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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