Pasco County property record for 12515 White Bluff Rd, Hudson, FL 34669
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,798 sqft · built 2006 |
| Lot Size | 0.158 acres (6,872 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,000 (Jun 2019) |
| Tax Bill | $3,965 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-25-17-0070-00000-2000 |
| Primary APN | 03-25-17-0070-00000-2000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,798 sqft Living Area |
| Gross Area | 2,218 sqft |
| 1st Floor Area | 946 sqft |
| Upper Floors Area | 748 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,872 sqft (0.158 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 493 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 164 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12515 WHITE BLUFF RD |
|---|---|
| City | HUDSON |
| State | FL |
| Zip | 34669-5017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | VERANDAHS PB 56 PG 064 LOT 200 |
| Legal Range | 17E |
| Legal Township | 25S |
| Legal Section | 03 |
| Legal Subdivision | VERANDAHS |
| Legal Tract | 70 |
| Legal Lot Number | 200 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | PORT RICHEY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 31208 |
Source: Pasco County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12515 WHITE BLUFF RD, HUDSON, FL 34669-5017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 17, 2025 | Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK |
| Jun 24, 2019 | Warranty Deed, Transfer · ARM GROW FINANCIAL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2019 · Amount on Record |
| Deed Sale | Jun 24, 2019 · Amount on Record |
| Prior Sale | May 31, 2016 · Amount on Record |
| Deed Document Number | 2019106103 |
| Deed Book / Page | 9927 / 2134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 12515 WHITE BLUFF RD, HUDSON, FL 34669-5017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 12515 WHITE BLUFF RD, HUDSON, FL 34669-5017 |
| Document Number | 0112823900 |
|---|---|
| Date | Sep 17, 2025 |
| Book Page | 11282/3900 |
| Instrument | 2025178379 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jun 24, 2019 |
| Property Address | 12515 WHITE BLUFF RD, HUDSON, FL 34669-5017 |
| Document Number | 0099272134 |
| Book / Page | 9927 / 2134 |
| Map Reference | MB 56 PG 64-115 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 2019106103 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | SOUTHERN SECURITY TTL SVCS I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3832 CABO ROJO DR, 3832, SAINT CLOUD, FL 34772-8372 |
| Name | Verified Name |
|---|---|
| Address | 12515 WHITE BLUFF RD, HUDSON, FL 34669-5017 |
| Document Number | 99272135 |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | 9927/2135 |
| Name | GROW FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Jul 1, 2024 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4% |
| Max Rate At Change | 5.62% |
| Index | 5-Year CMT |
| Max Rate | 8.62% |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $167,170 (+2.9%) | $267,209 (-0.77%) Land $55,644 Building $211,565 | |
| 2025 | $3,965.00 (+1.56%) Homeowner's exemption | $162,460 (+5.98%) Land $55,644 Building $106,816 | $269,291 (-3.36%) Land $55,644 Building $213,647 |
| 2024 | $3,904.00 (+4.83%) | ||
| 2023 | $3,724.00 (+6.37%) Additional exemption filed | $153,300 (+3%) Land $40,434 Building $112,866 | $278,659 (+27.61%) Land $40,434 Building $238,225 |
| 2022 | $3,501.00 Homeowner's exemption | $148,840 Land $33,739 Building $115,101 | $218,369 Land $33,739 Building $184,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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