12515 Stemple Dr, Bakersfield, CA 93312 Property Records

Kern County property record for 12515 Stemple Dr, Bakersfield, CA 93312

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,894 sqft · built 2004
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$318,000 (Dec 2020)
Tax Bill$5,360 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Feb 2018 Mortgage
Flood ZoneZone X (reduced by levee)
APN409-592-07-00-6

Property Details

APN / Parcel Number

Primary APN409-592-07-00-6
Alternative APNs
  • 409-592-07-8
  • 4095920700
  • 40959207

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,894 sqft Living Area
Gross Area2,314 sqft
1st Floor Area1,894 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeFrame
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number409592078
Street Address12515 STEMPLE DR
CityBAKERSFIELD
StateCA
Zip93312-5802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 5882 , BLOCK 3C , LOT 28
Legal Subdivision5882 PH 3C
Legal Tract5882
Legal Block3C
Legal Lot Number28
JurisdictionKERN CA
Township / Civil DivisionROSEDALE
Census Block Group2
Census Block2009
Census Tract3821

Owner

12515 Stemple Dr is owned and occupied by two individuals who bought it in December 2020.

Source: Kern County records, as of August 6, 2026

Owner of Record2 Individual Names on File
Mailing Address12515 STEMPLE DR, BAKERSFIELD, CA 93312-5802
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2020Grant Deed, Transfer · Conventional with PMI
NATIONS LNDG
Feb 15, 2018Intrafamily Transfer, Transfer · FHA Mortgage
PARAMOUNT EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 2020 · Amount on File
Deed SaleDec 16, 2020 · Amount on File
Prior SaleMay 21, 2004 · Amount on File
Deed Document Number2020195569
Prior Transfer DateFeb 1, 2018
Prior Transfer Doc0000017655
Record UpdatedOct 29, 2026

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKERN CA
Recording DateDec 16, 2020
Property Address12515 STEMPLE DR, BAKERSFIELD, CA 93312-5802
Document Number0000195569
Instrument DateNov 18, 2020
Instrument195569
Transaction TypeTransfer
Record UpdatedDec 30, 2020
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$350.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12515 STEMPLE DR BAKERSFIELD CA 933125802, BAKERSFIELD, CA 93312-5802

Mortgage

Document Number195570
DateDec 16, 2020
Instrument195570
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueDec 15, 2050

February 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKERN CA
Recording DateFeb 15, 2018
Property Address12515 STEMPLE DR, BAKERSFIELD, CA 93312-5802
Document Number0000017655
Map ReferenceMB48 PG81
Instrument DateFeb 1, 2018
Instrument0218017655
Transaction TypeTransfer
Record UpdatedSep 2, 2021
Title CompanyPLACER TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address12512 STEMPLE DR, BAKERSFIELD, CA 93312-5801

Mortgage

Document Number0000017656
DateFeb 15, 2018
Instrument0218017656
Lender
NamePARAMOUNT EQUITY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12515 Stemple Dr was $5,360 with a homeowner's exemption.

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyKern County
MunicipalityBakersfield City
Secondary School DistrictKern High School District (09 - 12)
Elementary School DistrictRosedale Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$351,096 (+2%) Land $138,010 Building $213,086
2025$5,360.00 Homeowner's exemption$344,212 Land $135,304 Building $208,908
2023$5,182.00 (+1.81%) Homeowner's exemption$330,847 Land $130,050 Building $200,797
2022$5,090.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12515 Stemple Dr in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12515 Stemple Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BAKERSFIELD
serves 171,108 people · EPA ID CA1510031
Water SourcePurchased surface water from several systems
Last State InspectionApr 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Applied Technology Group
Fixed Wireless
500 / 500
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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