Lafayette County property record for 12515 Outer Rd, Odessa, MO 64076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 2000 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,224 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-8.0-34-0-000-005.010 |
| Primary APN | 15-8.0-34-0-000-005.010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Detached |
| Garage Area | 1,008 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 12515 OUTER RD |
|---|---|
| City | ODESSA |
| State | MO |
| Zip | 64076-5249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF SE1/4 OF NW1/4; 390-335, 772-70, 772-72, 864-711, 864-712, 1162-33, 1177-743, 2013DR2655, 2013DR3263, 2016DR4440, 2016D |
| Legal Range | 27 |
| Legal Township | 49 |
| Legal Section | 34 |
| Jurisdiction | LAFAYETTE MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 90401 |
Source: Lafayette County records · APN 15-8.0-34-0-000-005.010
Assessment roll updated October 28, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12515 OUTER RD, ODESSA, MO 64076-5249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2026 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE |
| May 23, 2017 | Deed of Trust, Mortgage · VA Mortgage PRIMELENDING |
| Apr 20, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ACADEMY MORTGAGE CORP |
| Mar 02, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | Jul 14, 2026 |
| Property Address | 12515 OUTER RD, ODESSA, MO 64076-5249 |
| Document Number | 0000002902 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 20262902 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12515 OUTER RD, ODESSA, MO 64076-5249 |
| Document Number | 0000002953, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 20262953 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 12515 OUTER RD, ODESSA, MO 64076-5249 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2017DR1897 |
|---|---|
| Date | May 23, 2017 |
| Instrument | 2017DR1897 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Property Address | 12515 OUTER RD, ODESSA, MO 64076-5249 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2020DR1514 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 2020DR1514 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MO |
| Recording Date | Mar 02, 2021 |
| Property Address | 12515 OUTER RD, ODESSA, MO 64076-5249 |
| Document Number | 2021DR1049 |
| Instrument Date | Feb 23, 2021 |
| Instrument | 2021DR1049 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12515 OUTER RD, ODESSA, MO 64076-5249 |
| Document Number | 2021DR1050 |
|---|---|
| Date | Mar 02, 2021 |
| Instrument | 2021DR1050 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: Lafayette County records · Assessment roll updated October 28, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lafayette County |
| Unified School District | Odessa R-VII School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,224.00 | $18,082 (+14%) | $95,170 (+14%) Land $21,550 Building $73,620 |
| 2023 | $15,861 | $83,480 Land $18,900 Building $64,580 |
Source: FEMA National Flood Hazard Layer as of November 26, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: United Electric Cooperative.
Based on FCC filings for 7 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAF JO SALINE COUNTY CONS PWSD 2 serves 7,180 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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