Henrico County property record for 12515 Eagle Ridge Rd, Henrico, VA 23233
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,132 sqft · built 1988 |
| Lot Size | 0.289 acres (12,603 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Nov 2023) |
| Tax Bill | $4,251 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 734-751-7468 |
| Primary APN | 734-751-7468 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,132 sqft Living Area |
| Gross Area | 3,104 sqft |
| 1st Floor Area | 1,160 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 12,603 sqft (0.289 acres) |
| Lot Dimensions | 149 ft deep x 87 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 180 sqft |
| Patio Area | 316 sqft |
| Balcony Area | 36 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | SM0090103 |
|---|---|
| Street Address | 12515 EAGLE RIDGE RD |
| City | HENRICO |
| State | VA |
| Zip | 23233-6906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3AC |
| Legal Description | 0066120000B 0006; BENNINGTON RIDGE SC A BL B LT 6 68 A1 25 |
| Legal Subdivision | BENNINGTON RIDGE |
| Legal Lot Number | 6,68 |
| Jurisdiction | HENRICO VA |
| Township / Civil Division | TUCKAHOE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 200122 |
12515 Eagle Ridge Rd is owned and occupied by two individuals who bought it in November 2023.
Source: Henrico County records, as of June 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12515 EAGLE RIDGE RD, HENRICO, VA 23233-6906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage HOME SAVINGS & TRUST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2023 · Amount on File |
| Deed Sale | Nov 17, 2023 · Amount on File |
| Prior Sale | May 22, 1996 · Amount on File |
| Deed Document Number | 202327258 |
| Deed Book / Page | 6518 / 1771 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRICO VA |
| Property Address | 12515 EAGLE RIDGE RD, HENRICO, VA 23233-6906 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 12515 EAGLE RIDGE RD, HENRICO, VA 23233-6906 |
| Document Number | 0067122022 |
|---|---|
| Date | Oct 17, 2025 |
| Book Page | 6712/2022 |
| Instrument | 202500027932 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENRICO VA |
| Recording Date | Nov 17, 2023 |
| Property Address | 12515 EAGLE RIDGE RD, HENRICO, VA 23233-6906 |
| Document Number | 0065181771 |
| Book / Page | 6518 / 1771 |
| Instrument Date | Nov 9, 2023 |
| Instrument | 202300027258 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12515 EAGLE RIDGE RD, HENRICO, VA 23233-6906 |
| Document Number | 202300027259 |
|---|---|
| Date | Nov 17, 2023 |
| Instrument | 202300027259 |
| Name | HOME SAVINGS & TRUST MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 12515 Eagle Ridge Rd was $4,251.
Source: Henrico County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Henrico County |
| Unified School District | Henrico County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,251.00 | $512,200 (+5.63%) Land $135,000 Building $377,200 | $512,200 (+5.63%) Land $135,000 Building $377,200 |
| 2025 | $484,900 Land $125,000 Building $359,900 | $484,900 Land $125,000 Building $359,900 | |
| 2023 | $3,646.00 | $429,000 Land $110,000 Building $319,000 | $429,000 Land $110,000 Building $319,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12515 Eagle Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12515 Eagle Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENRICO COUNTY WATER SYSTEM serves 330,000 people · EPA ID VA4087125 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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