12515 Baumgartner Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 12515 Baumgartner Rd, Saint Charles, MI 48655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,728 sqft · built 1962
Lot Size	9.21 acres (401,188 sqft)
Owner	Individual Name on Record
Last Sale	$151,612 (Aug 2018)
Tax Bill	$4,238 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Sep 2018 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-11-3-31-1002-002`

Property Details

APN / Parcel Number

Primary APN	`26-11-3-31-1002-002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	401,188 sqft (9.21 acres)
Lot Dimensions	1,272 ft deep x 335 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	516 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12515 BAUMGARTNER RD
City	SAINT CHARLES
State	MI
Zip	48655-8630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF NW 1/4 OF NE 1/4 OF SEC 31 BEG AT N 1/4 POST OF SAID SEC TH E ON N SEC LINE 334.81 FT TH S 02DEG 27MIN 09 SECONDS W
Legal Range	03E
Legal Township	11N
Legal Section	31
Jurisdiction	SAGINAW MI
Township / Civil Division	SWAN CREEK
Census Block Group	1
Census Block	1060
Census Tract	11902

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12515 BAUMGARTNER RD, SAINT CHARLES, MI 48655-8630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2019	Grant Deed, Transfer · Conventional with PMI TEAM ONE CU
Sep 7, 2018	Quit Claim Deed, Foreclosure ATTORNEY ONLY
Aug 22, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2018 · Amount on Record
Deed Sale	Aug 22, 2018 · Amount on Record
Prior Sale	Aug 26, 1977 · Amount on Record
Deed Document Number	201822224
Last Transfer Date	Sep 5, 2018
Transfer Doc	0000023512
Record Updated	Oct 29, 2026

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 16, 2019
Property Address	12515 BAUMGARTNER RD, SAINT CHARLES, MI 48655-8630
Document Number	0000023163
Instrument Date	Sep 12, 2019
Instrument	23163
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.01
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 TEFT RD ST CHARLES MI 486559549, ST CHARLES, MI 48655-9549

Mortgage

Document Number	23164
Date	Sep 16, 2019
Instrument	23164

Lender

Name	TEAM ONE CU
Type	Credit Union
Address	SAGINAW, MI 48607

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2049

September 2018: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 7, 2018
Property Address	12515 BAUMGARTNER RD, SAINT CHARLES, MI 48655-8630
Document Number	0000023512
Instrument Date	Sep 5, 2018
Instrument	23512
Transaction Type	Foreclosure
Record Updated	Sep 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

August 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAGINAW MI
Recording Date	Aug 22, 2018
Property Address	12515 BAUMGARTNER RD, SAINT CHARLES, MI 48655-8630
Document Number	0000022224
Instrument Date	Aug 17, 2018
Instrument	22224
Transaction Type	Foreclosure
Record Updated	Sep 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$151.61
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1050 WOODWARD AVE DETROIT MI 482261906, DETROIT, MI 48226-1906

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Swan Creek Township
Unified School District	St. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,200 (+62.88%)	$384,400 (+62.88%)
2025	$4,238.00 (+22.73%) Homeowner's exemption
2023		$118,000	$236,000
2022	$3,453.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

May also be available: LakeNet, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Baumgartner Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures