12514 Polk St, Crown Point, IN 46307 Property Records

Lake County property record for 12514 Polk St, Crown Point, IN 46307

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,268 sqft · built 1966
Lot Size	1.73 acres (75,359 sqft)
Owner	2 Individual Names on File
Last Sale	$231,300 (Sep 2013)
Tax Bill	$3,439 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-03-07-0017-0088`

Property Details

APN / Parcel Number

Primary APN	`003-03-07-0017-0088`
Alternative APNs	`45-16-21-126-004.000-041` `030700170088`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,268 sqft Living Area
Gross Area	3,758 sqft
1st Floor Area	2,268 sqft
Basement Area	896 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	75,359 sqft (1.73 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	576 sqft
Shed	1 Shed
Shed Area	120 sqft
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	12514 POLK ST
City	CROWN POINT
State	IN
Zip	46307-9212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT. N1/2 NE. NW. S.21 T.34 R.8 1.73AC.
Legal Range	8W
Legal Township	34N
Legal Section	21
Legal Lot Number	1
Jurisdiction	LAKE IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1009
Census Tract	43204

Owner

12514 Polk St is owned and occupied by two individuals who acquired it in March 2015.

Source: Lake County records, as of May 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12514 POLK ST, CROWN POINT, IN 46307-9212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
May 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK SB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2013 · Amount on File
Deed Sale	Sep 27, 2013 · Amount on File
Deed Document Number	201371569
Last Transfer Date	Mar 11, 2015
Transfer Doc	0000018085
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Apr 24, 2026
Property Address	12514 POLK ST, CROWN POINT, IN 46307-9212
Document Number	0000516398
Instrument Date	Apr 20, 2026
Instrument	2026516398
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12514 POLK ST, CROWN POINT, IN 46307-9212

Mortgage

Document Number	0000516398,
Date	Apr 24, 2026
Instrument	2026516398

Lender

Name	PEOPLES BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 20, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	12514 POLK ST, CROWN POINT, IN 46307-9212
Transaction Type	Mortgage
Record Updated	Jun 9, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004784
Date	Apr 19, 2021
Instrument	2021-504784

Lender

Name	PEOPLES BANK
Type	Bank
Address	MUNSTER, IN 46321

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	12514 POLK ST, CROWN POINT, IN 46307-9212
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030828
Date	May 23, 2019
Instrument	2019 030828

Lender

Name	PEOPLES BANK SB
Type	Bank
Address	MUNSTER, IN 46321

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2039

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Center Township
Unified School District	Crown Point Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$377,500 Land $79,600 Building $297,900	$377,500 Land $79,600 Building $297,900
2024	$3,439.00
2023		$329,000 (+3.62%) Land $79,600 Building $249,400	$329,000 (+3.62%) Land $79,600 Building $249,400
2022	$3,538.00	$317,500 Land $79,600 Building $237,900	$317,500 Land $79,600 Building $237,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12514 Polk St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12514 Polk St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROWN POINT WATER WORKS serves 30,000 people · EPA ID IN5245008
Water Source	Purchased surface water from INDIANA AMERICAN WATER - NORTHWEST
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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