12514 Main St, Elberta, AL 36530 Property Records

Baldwin County property record for 12514 Main St, Elberta, AL 36530

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,580 sqft · built 1986
Lot Size	0.689 acres (30,024 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Dec 2021)
Tax Bill	$650 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-09-29-2-000-058.001`

Property Details

APN / Parcel Number

Primary APN	`53-09-29-2-000-058.001`
Alternative APNs	`390260` `176558` `91470`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,580 sqft Heated Area
1st Floor Area	1,580 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2020
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	30,024 sqft (0.689 acres)
Lot Dimensions	278 ft deep x 104 ft wide
Utility Building	299 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	390260
Street Address	12514 MAIN ST
City	ELBERTA
State	AL
Zip	36530-2580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	104'(S) X 278.4' IRR LOT 3 COOPER-HAWKS ADDITION TO ELBERTAMAP BK6 PG12 SEC 29-T7S-R5E (WD/SURVIVORSHIP)
Legal Subdivision	COOPER-HAWKES ADDN
Legal Lot Number	3
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	2
Census Block	2037
Census Tract	11601

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12514 MAIN ST, ELBERTA, AL 36530-2580
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Deed Document Number	20211968069
Prior Transfer Date	Sep 19, 2019
Prior Transfer Doc	0001796063
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Dec 30, 2021
Property Address	12514 MAIN ST, ELBERTA, AL 36530-2580
Document Number	0001968069
Map Reference	MB 6 PG 12
Instrument Date	Dec 28, 2021
Instrument	1968069
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 782, ELBERTA, AL 36530-0782

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	12514 MAIN ST, ELBERTA, AL 36530-2580

Mortgage

Document Number	0001968070
Date	Dec 30, 2021
Instrument	1968070

Lender

Name	CONSUMER FIRST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Elberta Town
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$650.00 (-5.11%) Homeowner's exemption
2025	$685.00 (-10.34%)	$22,140 (-9.71%) Land $3,260 Building $18,880	$221,400 (-9.71%) Land $32,600 Building $188,800
2023	$764.00 (+28.84%) Homeowner's exemption	$24,520 (+26.65%)	$245,200 (+26.72%) Land $37,600 Building $207,600
2022	$593.00 (+29.76%) Homeowner's exemption	$19,360	$193,500 Land $33,900 Building $159,600
2021	$457.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	47 (1995–2021)
Claims Outside the SFHA	30 of 47
Most Recent Claim	Jul 2021 · river or lake flooding
Claims by Event	Hurricane Sally, Sep 2020 · 14 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 12 claims Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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