Manatee County property record for 12514 Cara Cara Loop, Bradenton, FL 34212
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,723 sqft · built 2004 |
| Lot Size | 0.21 acres (9,170 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Nov 2020) |
| Tax Bill | $9,925 (2024) |
| Deeds & Mortgages | Jan 2023 Line of Credit Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5548.1215-9 |
| Primary APN | 5548.1215-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,723 sqft Living Area |
| Gross Area | 3,441 sqft |
| 1st Floor Area | 1,957 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,170 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 338 sqft |
| Porch | Open Porch |
| Porch Area | 158 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 341921554812159 |
|---|---|
| Old Parcel Number | 0554812159 |
| Street Address | 12514 CARA CARA LOOP |
| City | BRADENTON |
| State | FL |
| Zip | 34212-2947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | LOT 3 UNIT B GREYHAWK LANDING PHASE 2 PI#5548.1215/9 |
| Legal Range | 19E |
| Legal Township | 34S |
| Legal Section | 21 |
| Legal Subdivision | GREYHAWK LANDING PHASE 2 |
| Legal Phase | 2 |
| Legal Tract | 554801 |
| Legal Block | B |
| Legal Lot Number | 3 |
| Legal Unit | B |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | MYAKKA CITY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 2018 |
Source: Manatee County records · APN 5548.1215-9
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12514 CARA CARA LOOP, BRADENTON, FL 34212-2947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2023 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Nov 23, 2020 | Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 23, 2020 · Amount on Record |
| Deed Sale | Nov 23, 2020 · Amount on Record |
| Prior Sale | Mar 05, 2004 · Amount on Record |
| Deed Document Number | 202041128816 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 12514 CARA CARA LOOP, BRADENTON, FL 34212-2947 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12514 CARA CARA LOOP, BRADENTON, FL 34212-2947 |
| Document Number | 0041008362 |
|---|---|
| Date | Jan 27, 2023 |
| Instrument | 202341008362 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 17, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Nov 23, 2020 |
| Property Address | 12514 CARA CARA LOOP, BRADENTON, FL 34212-2947 |
| Document Number | 0041128816 |
| Instrument Date | Nov 17, 2020 |
| Instrument | 41128816 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,325.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12514 CARA CARA LOOP BRADENTON FL 342122947, BRADENTON, FL 34212-2947 |
| Document Number | 41128817 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 41128817 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 22, 2050 |
Source: Manatee County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $538,787 (-12.81%) Land $69,700 Building $469,087 | $538,787 (-12.81%) Land $69,700 Building $469,087 | |
| 2024 | $9,925.00 (-7.73%) | ||
| 2023 | $10,756.00 (+21.89%) Homeowner's exemption | $617,952 (+15.5%) Land $61,200 Building $556,752 | $617,952 (+15.5%) Land $61,200 Building $556,752 |
| 2022 | $8,824.00 | $535,020 Land $60,000 Building $475,020 | $535,020 Land $60,000 Building $475,020 |
Source: FEMA National Flood Hazard Layer as of September 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 96 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 218 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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