12514 Adobe Cir, Lusby, MD 20657 Property Records

Calvert County property record for 12514 Adobe Cir, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,056 sqft · built 1990
Owner	Individual Name on File
Last Sale	$191,000 (Jun 2010)
Tax Bill	$1,922 (2023)
Flood Zone	Zone X (minimal risk)
APN	`01-136402`

Property Details

APN / Parcel Number

Primary APN	`01-136402`
Alternative APNs	`1136402` `136402`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Total Area
1st Floor Area	1,056 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Wood Frame
Roof Material	Composition Shingle
Garage Type	Basement
Garage Area	221 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	136402
Old Parcel Number	1136402
Street Address	12514 ADOBE CIR
City	LUSBY
State	MD
Zip	20657-4504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 2 SEC 3-R CHES RANCH ESTS
Legal Subdivision	CHES RANCH ESTATES
Legal Block	3R
Legal Lot Number	2
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	2
Census Block	2029
Census Tract	861004

Owner

Source: Calvert County records · APN 01-136402

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12514 ADOBE CIR, LUSBY, MD 20657-4504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 24, 2010 · Amount on Record
Deed Sale	Jun 24, 2010 · Amount on Record
Prior Sale	Jun 11, 2009 · Amount on Record
Deed Document Number	102276
Deed Book / Page	03525 / 0354
Record Updated	Jun 07, 2026

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,922.00	$185,000 Land $55,200 Building $129,800	$185,000 Land $55,200 Building $129,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2010–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2014

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 83% of Maryland
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber Intermediate Holdings.

Based on FCC filings for 239 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHESAPEAKE RANCH ESTATES private · serves 9,500 people
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.