12511 Sparrow Ln, Clear Spring, MD 21722 Property Records

Washington County property record for 12511 Sparrow Ln, Clear Spring, MD 21722

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,080 sqft · built 2002
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$290,000 (Nov 2020)
Tax Bill$2,627 (2026)
Deeds & MortgagesMay 2023 Second Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-013347

Property Details

APN / Parcel Number

Primary APN23-013347
Alternative APN
  • 013347

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,080 sqft Total Area
Basement Area168 sqft
Finished Basement168 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Lot Dimensions219 ft deep x 198 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number013347
Street Address12511 SPARROW LN
CityCLEAR SPRING
StateMD
Zip21722-1750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA(R)
Legal DescriptionLT 2 1.00 ACRES 12511 SPARROW LANE
Legal SubdivisionTHOMAS ADD EAST HAGERSTOWN
Legal Lot Number2
JurisdictionWASHINGTON MD
Township / Civil Division23, WILSONS
Census Block Group2
Census Block2004
Census Tract11700

Owner

12511 Sparrow Ln is owned and occupied by two individuals who bought it in November 2020.

Source: Washington County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address12511 SPARROW LN, CLEAR SPRING, MD 21722-1750
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 12, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PATRIOT FCU
Nov 13, 2020Deed, Transfer · FHA Mortgage
AMERIS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2020 · Amount on File
Deed SaleNov 13, 2020 · Amount on File
Prior SaleAug 28, 2007 · Amount on File
Deed Book / Page6423 / 409
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address12511 SPARROW LN, CLEAR SPRING, MD 21722-1750
Transaction TypeMortgage
Record UpdatedMay 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0072430401
DateMay 12, 2023
Book Page7243/401
Lender
NamePATRIOT FCU
TypeCredit Union
AddressCHAMBERSBURG, PA 17201
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term180 Months
DueMay 23, 2038

November 2020: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateNov 13, 2020
Property Address12511 SPARROW LN, CLEAR SPRING, MD 21722-1750
Document Number0064230409
Book / Page6423 / 409
Map ReferencePL 6773
Instrument DateNov 4, 2020
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyOLDE TOWN TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12511 SPARROW LN, CLEAR SPRING, MD 21722-1750

Mortgage

Document Number0006423416
DateNov 13, 2020
Instrument6423/416
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 12511 Sparrow Ln was $2,627 with a homeowner's exemption, up 5.3% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,627.00 (+5.29%) Homeowner's exemption$288,400 (+8.42%) Land $65,000 Building $223,400$288,400 (-) Land $65,000 Building $223,400
2025$2,495.00 Homeowner's exemption$266,000$288,400 Land $65,000 Building $223,400
2023$2,195.00 Homeowner's exemption$221,200 Land $55,000 Building $166,200$221,200 Land $55,000 Building $166,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12511 Sparrow Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12511 Sparrow Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber · Cable
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Sparrow Ln

Nearby Streets

Search Property Records by Address or Parcel Number