12511 Neff Rd, Clio, MI 48420 Property Records

Genesee County property record for 12511 Neff Rd, Clio, MI 48420

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,056 sqft · built 1997
Lot Size	2.68 acres (116,741 sqft)
Owner	2 Individual Names on File
Last Sale	$409,000 (Jul 2023)
Tax Bill	$187 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-14-200-075`

Property Details

APN / Parcel Number

Primary APN	`18-14-200-075`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,056 sqft Living Area
1st Floor Area	1,136 sqft
Basement Area	1,136 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Lot Area	116,741 sqft (2.68 acres)
Lot Dimensions	887 ft deep x 129 ft wide
Garage Area	1,512 sqft
Parking Spaces	5 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12511 NEFF RD
City	CLIO
State	MI
Zip	48420-1858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	A PARCEL OF LAND BEG AT NE COR OF SEC TH S 170 FT TH N 87 DEG 30 MIN W 880.44 FT TH N TO A POINT WHICH IS 35 FT S OF N LINE
Legal Range	06E
Legal Township	09N
Legal Section	11
Jurisdiction	GENESEE MI
Township / Civil Division	VIENNA
Census Block Group	1
Census Block	1005
Census Tract	10112

Owner

12511 Neff Rd is owned and occupied by two individuals who bought it in July 2023.

Source: Genesee County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5199 NASH DR, FLINT, MI 48506-1580
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 25, 2023	Warranty Deed, Transfer SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY
Feb 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2023 · Amount on File
Deed Sale	Jul 25, 2023 · Amount on File
Prior Sale	Jan 10, 2014 · Amount on File
Deed Document Number	202342259
Prior Transfer Date	Jul 5, 2023
Prior Transfer Doc	0000043006
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Jul 27, 2023
Property Address	12511 NEFF RD, CLIO, MI 48420-1858
Document Number	0000043006
Instrument Date	Jul 5, 2023
Instrument	202307270043006
Transaction Type	Transfer
Record Updated	Oct 3, 2025
Title Company	DREAM TITLE AND ESCROW AGENCY, DREAM TITLE AND ESCROW AGCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12511 NEFF RD, CLIO, MI 48420-1858

Mortgage

Document Number	0000042657
Date	Jul 27, 2023
Instrument	202307260042657

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jul 25, 2023
Property Address	12511 NEFF RD, CLIO, MI 48420-1858
Document Number	0000042259
Instrument Date	Jul 5, 2023
Instrument	202307250042259
Transaction Type	Transfer
Record Updated	Oct 3, 2025
Title Company	SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY

Transaction

Amount	Amount on Record
Tax	$3,067.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12511 NEFF RD, CLIO, MI 48420-1858

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5199 NASH DR, FLINT, MI 48506-1580

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	12511 NEFF RD, CLIO, MI 48420-1858
Document Number	0000011610
Instrument Date	Feb 26, 2018
Transaction Type	Mortgage
Record Updated	Mar 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12511 NEFF RD CLIO MI 484201858, CLIO, MI 48420-1858

Mortgage

Document Number	0000011610
Date	Mar 5, 2018
Instrument	11610

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Mar 4, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 12511 Neff Rd was $187 with a homeowner's exemption, down 96.3% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Vienna Charter Township
Unified School District	Clio Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,600 (+6.08%)	$335,200 (+6.08%)
2025	$187.00 (-96.35%) Homeowner's exemption	$158,000	$316,000
2024	$5,118.00
2023		$171,100	$342,200
2019	$3,131.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12511 Neff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12511 Neff Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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