Montgomery County property record for 12510 Willow Spring Cir, Germantown, MD 20874
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,835 sqft · built 1986 |
| Lot Size | 0.041 acres (1,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Apr 2025) |
| Tax Bill | $4,483 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02426861 |
| Primary APN | 09-02426861 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,835 sqft Living Area |
| 1st Floor Area | 680 sqft |
| Basement Area | 495 sqft |
| Finished Basement | 495 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,800 sqft (0.041 acres) |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02426861 |
|---|---|
| Street Address | 12510 WILLOW SPRING CIR |
| City | GERMANTOWN |
| State | MD |
| Zip | 20874-5373 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PD9 |
| Legal Description | GUNNERS LAKE VILLAGE |
| Legal Subdivision | GUNNERS LAKE VILLAGE |
| Legal Block | C |
| Legal Lot Number | 202 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 700818 |
Source: Montgomery County records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12510 WILLOW SPRING CIR, GERMANTOWN, MD 20874-5373 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Oct 11, 2022 | Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| May 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Apr 23, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2025 · Amount on Record |
| Deed Sale | Apr 2, 2025 · Amount on Record |
| Prior Sale | Oct 11, 2022 · Amount on Record |
| Deed Book / Page | 69018 / 355 |
| Prior Transfer Date | Jan 8, 2020 |
| Prior Transfer Doc | 0594150174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Oct 11, 2022 |
| Property Address | 12510 WILLOW SPRING CIR, GERMANTOWN, MD 20874-5373 |
| Document Number | 0663600068 |
| Book / Page | 66360 / 68 |
| Map Reference | MB 128 PL 14911 |
| Instrument Date | Sep 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,825.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 12510 WILLOW SPRING CIR, GERMANTOWN, MD 20874-5373 |
| Document Number | 0006636074 |
|---|---|
| Date | Oct 11, 2022 |
| Instrument | 66360/74 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12510 WILLOW SPRING CIR, GERMANTOWN, MD 20874-5373 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 12510 WILLOW SPRING CIR, GERMANTOWN, MD 20874-5373 |
| Document Number | 0630900053 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 63090/53 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Feb 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Apr 23, 2020 |
| Property Address | 12510 WILLOW SPRING CIR, GERMANTOWN, MD 20874-5373 |
| Document Number | 0594150174 |
| Book / Page | 59415 / 174 |
| Map Reference | MB 128 PL 14911 |
| Instrument Date | Jan 8, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 12510 WILLOW SPRING CIR, GERMANTOWN, MD 20874-5373 |
| Document Number | 59415181 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 59415/181 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 1, 2050 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $374,700 (+6.59%) Land $120,000 Building $254,700 | $374,700 (-) Land $120,000 Building $254,700 | |
| 2025 | $4,483.00 (+8.39%) | $351,533 (+15.18%) | $374,700 (+22.77%) Land $120,000 Building $254,700 |
| 2024 | $4,136.00 (+42.67%) | ||
| 2023 | $305,200 Land $120,000 Building $185,200 | $305,200 Land $120,000 Building $185,200 | |
| 2022 | $2,899.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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