1251 White Oak Cir, Melbourne, FL 32934 Property Records

Brevard County property record for 1251 White Oak Cir, Melbourne, FL 32934

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,637 sqft · built 1999
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$238,000 (Jun 2017)
Tax Bill$5,352 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-36-23-04-*-18

Property Details

APN / Parcel Number

Primary APN27-36-23-04-*-18
Alternative APNs
  • 27-36-23-04-00000.0-0018.00
  • 2736737

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,637 sqft Living Area
Gross Area2,260 sqft
1st Floor Area1,637 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2009
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Lot Width52 ft Width
Garage TypeAttached
Garage Area395 sqft
PorchFinished/Open Porch
Porch Area228 sqft
Deck Area384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2736737
Street Address1251 WHITE OAK CIR
CityMELBOURNE
StateFL
Zip32934-7289
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionMAGNOLIA LAKES PHASE 2-B LOT 18
Legal Range36E
Legal Township27S
Legal Section23
Legal SubdivisionMAGNOLIA LAKES PHASE 2-B
Legal Phase2
Legal Lot Number18
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group2
Census Block2002
Census Tract64130

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1251 WHITE OAK CIR, MELBOURNE, FL 32934-7289
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jun 1, 2017Warranty Deed, Transfer · Conventional with PMI
MORGAN FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2017 · Amount on Record
Deed SaleJun 1, 2017 · Amount on Record
Prior SaleOct 29, 2009 · Amount on Record
Deed Document Number2017114636
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address1251 WHITE OAK CIR, MELBOURNE, FL 32934-7289
Transaction TypeMortgage
Record UpdatedJan 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1251 WHITE OAK CIR, MELBOURNE, FL 32934-7289

Mortgage

Document Number0093751000
DateJan 5, 2022
Book Page9375/1000
Instrument2022002046
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 1, 2042

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJun 1, 2017
Property Address1251 WHITE OAK CIR, MELBOURNE, FL 32934-7289
Document Number0079031129
Book / Page007903 / 001129
Instrument DateMay 26, 2017
Instrument114636
Transaction TypeTransfer
Record UpdatedJun 19, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,666.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1251 WHITE OAK CIR MELBOURNE FL 329347289, MELBOURNE, FL 32934-7289

Mortgage

Document Number70001
DateJun 1, 2017
Book Page000007/000001
Instrument114637
Lender
NameMORGAN FIN'L
TypeFunding / Finance Company
AddressROCKLEDGE, FL 32955
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 31, 2047

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$278,570 (-5.95%)$278,570 (-5.95%)
2025$5,352.00 (+1.5%)$296,190 (+0.14%) Land $70,000 Building $226,190$296,190 (+0.14%) Land $70,000 Building $226,190
2023$5,273.00 (+90.91%)$295,780 (+49.96%) Land $65,000 Building $230,780$295,780 (+6.24%) Land $65,000 Building $230,780
2022$2,762.00 Homeowner's exemption$197,240$278,410 Land $60,000 Building $218,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 73 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies73 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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