DuPage County property record for 1251 W Thomas Rd, Wheaton, IL 60187
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,136 sqft · built 2017 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $850,000 (Aug 2026) |
| Tax Bill | $16,189 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Apr 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-08-112-016 |
| Primary APN | 05-08-112-016 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,136 sqft Living Area |
| Gross Area | 4,809 sqft |
| Basement Area | 1,000 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Frame |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 673 sqft |
| Cooling System | Central |
|---|
| Street Address | 1251 W THOMAS RD |
|---|---|
| City | WHEATON |
| State | IL |
| Zip | 60187-3246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODLAND PLACE SUB ALL |
| Legal Subdivision | WOODLAND PLACE SUB |
| Legal Lot Number | 11 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | MILTON |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 841802 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1251 W THOMAS RD, WHEATON, IL 60187-3246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| Apr 21, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 20, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2026 · Amount on Record |
| Deed Sale | Aug 5, 2026 · Amount on Record |
| Prior Sale | Jan 20, 2017 · Amount on Record |
| Deed Document Number | 202653507 |
| Prior Transfer Date | Mar 28, 2023 |
| Prior Transfer Doc | 0000024095 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Aug 5, 2026 |
| Property Address | 1251 W THOMAS RD, WHEATON, IL 60187-3246 |
| Document Number | 0000053507 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 202653507 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $128,775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1251 W THOMAS RD, WHEATON, IL 60187-3246 |
| Document Number | 0000053508, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 202653508 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.63% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Apr 21, 2023 |
| Property Address | 1251 W THOMAS RD, WHEATON, IL 60187-3246 |
| Document Number | 0000024095 |
| Map Reference | DOC R2015-52811 |
| Instrument Date | Mar 28, 2023 |
| Instrument | R2023-024095 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1251 W THOMAS RD, WHEATON, IL 60187-3246 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1251 W THOMAS RD, WHEATON, IL 60187-3246 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | N TITLE COMPANY, SNP TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000041542 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | R2021-041542 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1251 W THOMAS RD, WHEATON, IL 60187-3246 |
| Document Number | 0000047881 |
| Instrument Date | May 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2020 |
| Title Company | SNP TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1251 W THOMAS RD WHEATON IL 601873246, WHEATON, IL 60187-3246 |
| Document Number | 0000047881 |
|---|---|
| Date | May 14, 2020 |
| Instrument | 47881 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2050 |
| Rate | 3.12% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jan 20, 2017 |
| Property Address | 1251 W THOMAS RD, WHEATON, IL 60187-3246 |
| Document Number | 0000007443 |
| Map Reference | DOC R2015-52811 |
| Instrument Date | Dec 27, 2016 |
| Instrument | R2017-007443 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,451.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1251 W THOMAS RD, WHEATON, IL 60187-3246 |
| Document Number | 0000007444 |
|---|---|
| Date | Jan 20, 2017 |
| Instrument | R2017-007444 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Milton Township |
| Municipality | Wheaton City |
| Unified School District | Community Unit School District 200 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,189.00 (+2.19%) | $275,277 (+8.46%) Land $40,098 Building $235,179 | $825,831 (+8.46%) Land $120,294 Building $705,537 |
| 2024 | $15,842.00 (+6.5%) | $253,805 (+14.95%) Land $36,970 Building $216,835 | $761,415 (+14.95%) Land $110,910 Building $650,505 |
| 2022 | $14,875.00 Homeowner's exemption | $220,790 Land $32,160 Building $188,630 | $662,370 Land $96,480 Building $565,890 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2006–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-LIBERTY RIDGE WEST private · serves 3,307 people · EPA ID IL0435650 |
|---|---|
| Water Source | Purchased surface water from WINFIELD |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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