Highlands County property record for 1251 Shamrock Dr, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,420 sqft · built 1979 |
| Lot Size | 0.15 acres (6,540 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Apr 2016) |
| Tax Bill | $881 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C065901000400160 |
| Primary APN | C065901000400160 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,420 sqft Living Area |
| Gross Area | 1,756 sqft |
| 1st Floor Area | 980 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,540 sqft (0.15 acres) |
| Lot Dimensions | 109 ft deep x 60 ft wide |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 448 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 476 sqft |
| Deck Area | 120 sqft |
| Patio Area | 64 sqft |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1251 SHAMROCK DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-5383 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ERIN PARK PB 5 PG 77 LOT 16 BLK 4 |
| Legal Range | 29E |
| Legal Township | 35S |
| Legal Section | 06 |
| Legal Subdivision | ERIN PARK |
| Legal Block | 4 |
| Legal Lot Number | 16 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 961304 |
1251 Shamrock Dr is owned and occupied by an individual who bought it in April 2016.
Source: Highlands County records, as of August 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1251 SHAMROCK DR, SEBRING, FL 33875-5383 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 11, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Dec 3, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Dec 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN |
| Jul 27, 2017 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 14, 2016 · Amount on File |
| Deed Sale | Apr 14, 2016 · Amount on File |
| Deed Document Number | 20161810627 |
| Deed Book / Page | 2523 / 940 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 1251 SHAMROCK DR, SEBRING, FL 33875-5383 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1251 SHAMROCK DR, SEBRING, FL 33875-5383 |
| Document Number | 0002058269 |
|---|---|
| Date | Oct 11, 2021 |
| Book Page | 2857/698 |
| Instrument | 2058269 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 1251 SHAMROCK DR, SEBRING, FL 33875-5383 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1251 SHAMROCK DR, SEBRING, FL 33875-5383 |
| Document Number | 0002009223 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | 2787/1326 |
| Instrument | 2009223 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 1251 SHAMROCK DR, SEBRING, FL 33875-5383 |
| Document Number | 0001875780 |
| Book / Page | 002610 / 001724 |
| Instrument Date | Dec 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1251 SHAMROCK DR SEBRING FL 338755383, SEBRING, FL 33875-5383 |
| Document Number | 0001875780 |
|---|---|
| Date | Dec 7, 2017 |
| Book Page | 002610/001724 |
| Instrument | 1875780 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | BIRMINGHAM, FL 35211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 6, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 1251 SHAMROCK DR, SEBRING, FL 33875-5383 |
| Document Number | 0001861759 |
| Book / Page | 002592 / 001808 |
| Instrument Date | Jul 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2017 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 1251 SHAMROCK DR SEBRING FL 338755383, SEBRING, FL 33875-5383 |
| Document Number | 0001861759 |
|---|---|
| Date | Aug 7, 2017 |
| Book Page | 002592/001808 |
| Instrument | 1861759 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 6, 2047 |
The 2025 property tax bill for 1251 Shamrock Dr was $881 with exemptions applied, up 4.4% from the year before.
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $881.00 (+4.38%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $95,358 | $166,548 Land $36,000 Building $130,548 |
| 2024 | $844.00 (+6.03%) | ||
| 2023 | $796.00 (-9.95%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $89,972 (+3%) | $180,892 (+29.91%) Land $33,000 Building $147,892 |
| 2022 | $884.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $87,351 | $139,241 Land $20,700 Building $118,541 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1251 Shamrock Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1251 Shamrock Dr is low, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEEANN LAKEFRONT ESTATES private · serves 130 people · EPA ID FL6284097 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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