1251 Pine Lake Loop SW, Townsend, GA 31331 Property Records

McIntosh County property record for 1251 Pine Lake Loop SW, Townsend, GA 31331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 2009
Lot Size	1.58 acres (68,825 sqft)
Owner	Individual Name on File
Last Sale	$181,900 (Sep 2014)
Tax Bill	$970 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0049-A-0020-012`

Property Details

APN / Parcel Number

Primary APN	`0049-A-0020-012`
Alternative APN	`8143`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,792 sqft Heated Area
1st Floor Area	1,504 sqft
2nd Floor Area	288 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	68,825 sqft (1.58 acres)
View / Lot	Corner
Garage Area	708 sqft
Porch	Slab
Porch Area	93 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8143
Street Address	1251 PINE LAKE LOOP SW
City	TOWNSEND
State	GA
Zip	31331-5827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 36 EULONIA LAKE ESTATES
Legal Subdivision	EULONIA LAKE ESTATES
Legal Lot Number	36
Jurisdiction	MCINTOSH GA
Township / Civil Division	TOWNSEND
Census Block Group	1
Census Block	1062
Census Tract	110101

Owner

Source: McIntosh County assessment roll, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1251 PINE LAKE LOOP SW, TOWNSEND, GA 31331-5827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Jul 27, 2017	Deed of Trust, Mortgage · VA Mortgage BOKF
Oct 13, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 30, 2014 · Amount on Record
Deed Sale	Sep 30, 2014 · Amount on Record
Prior Sale	Jul 26, 2007 · Amount on Record
Deed Document Number	2014724
Deed Book / Page	599 / 412
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH GA
Property Address	1251 PINE LAKE LOOP SW, TOWNSEND, GA 31331-5827
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1251 PINE LAKE LOOP SW, TOWNSEND, GA 31331-5827

Mortgage

Document Number	0000000708/0000000912
Date	Dec 19, 2023
Book Page	0000000708/0000000912

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH GA
Property Address	1251 PINE LAKE LOOP SW, TOWNSEND, GA 31331-5827
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	627/165
Date	Jul 27, 2017
Book Page	627/165
Instrument	001435

Lender

Name	BOKF

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCINTOSH GA
Property Address	1251 PINE LAKE LOOP SW, TOWNSEND, GA 31331-5827
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1251 PINE LAKE LOOP SW, TOWNSEND, GA 31331-5827

Mortgage

Document Number	0000000662/0000000902
Date	Oct 13, 2020
Book Page	0000000662/0000000902
Instrument	002072

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: McIntosh County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	McIntosh County
Unified School District	McIntosh County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$970.00 (-47.25%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$126,240 (+5.79%) Land $6,000 Building $120,240	$315,600 (+5.79%) Land $15,000 Building $300,600
2023	$1,839.00 Homeowner's exemption	$119,336 Land $3,440 Building $115,896	$298,340 Land $8,600 Building $289,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCINTOSH COUNTY-CRESCENT COMMUNITY WS serves 3,406 people · EPA ID GA1910021
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Darien Telephone Company Cable	1,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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